Sep, 30, 2025 — SUNCOAST CREDIT UNION is a federally insured state chartered credit union headquartered in TAMPA, FL with 78 branch locations and about $19.06 billion in total assets. Opened 48 years ago in 1978, SUNCOAST CREDIT UNION has more than 1.4 million members and employs 2,582 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SUNCOAST CREDIT UNION |
|---|---|
| Address: (Main Office) | 6536 E Hillsborough Ave TAMPA, FL 33610 |
| Phone: | (813) 621-7511 |
| Fax: | |
| Website: | https://www.suncoast.com |
| Branches: | 78 branch locations |
| Members: | 1,351,821 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68645 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1978 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $19,059,134,709 |
| CEO/Manager: | Kevin D Johnson |
| Chairperson: | Gary C Gresham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,335,390,764 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 15,023,881 |
| Real Estate Loans | 6,025,092,274 |
| Unsecured Loans | 1,907,664,680 |
| Other Loans | 7,073,697,910 |
| TOTAL LOANS | 15,006,751,558 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -264,239,160 |
| Land And Building | 156,469,656 |
| Other Fixed Assets | 29,825,001 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 158,753,992 |
| All Other Assets | 22,367,124 |
| TOTAL ASSETS | 19,059,134,709 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 42 |
| Notes & Interest Payable | 200,000,000 |
| Accounts Payable & Other Liabilities | 275,181,147 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 175,000,000 |
| Share Drafts | 2,637,433,944 |
| Regular shares | 3,154,807,062 |
| All Other Shares & Deposits | 10,925,982,880 |
| TOTAL SHARES & DEPOSITS | 16,718,223,887 |
| TOTAL LIABILITIES | 17,369,919,851 |
| Regular Reserve | 0 |
| Other Reserves | -98,838,853 |
| Undivided Earnings | 1,788,053,711 |
| TOTAL EQUITY | 1,689,214,858 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,059,134,709 |
| INCOME & EXPENSE | |
| Loan Income | 677,286,039 |
| Investment Income | 107,080,670 |
| Other Income | 50,925,915 |
| Total Employee Compensation & Benefits | 191,588,314 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 150,697,386 |
| Non-operating Income & (Expense) | 11,568,297 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 140,000,000 |
| Cost of Funds | 276,860,151 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 165,764,055 |
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