Sep, 30, 2025 — TAMPA BAY FEDERAL CREDIT UNION is a federal credit union headquartered in TAMPA, FL with 5 branch locations and about $475.64 million in total assets. Opened 91 years ago in 1935, TAMPA BAY FEDERAL CREDIT UNION has about 36,616 members and employs 103 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TAMPA BAY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3815 N Nebraska Ave TAMPA, FL 33603 |
| Phone: | (813) 247-4414 |
| Fax: | (813) 247-2373 |
| Website: | https://www.tampabayfederal.com |
| Branches: | 5 branch locations |
| Members: | 36,616 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 352 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $475,635,359 |
| CEO/Manager: | Richard Grammatica |
| Chairperson: | Ken Perry |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 50,977,506 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 122,182,405 |
| Unsecured Loans | 33,989,686 |
| Other Loans | 218,271,134 |
| TOTAL LOANS | 374,443,225 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,650,950 |
| Land And Building | 4,711,200 |
| Other Fixed Assets | 1,443,256 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,416,523 |
| All Other Assets | 64,194 |
| TOTAL ASSETS | 475,635,359 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 6,750,000 |
| Accounts Payable & Other Liabilities | 4,344,578 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 103,641,008 |
| Regular shares | 104,274,878 |
| All Other Shares & Deposits | 208,639,436 |
| TOTAL SHARES & DEPOSITS | 416,555,322 |
| TOTAL LIABILITIES | 427,649,900 |
| Regular Reserve | 0 |
| Other Reserves | 6,036,187 |
| Undivided Earnings | 41,949,272 |
| TOTAL EQUITY | 47,985,459 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 475,635,359 |
| INCOME & EXPENSE | |
| Loan Income | 16,639,222 |
| Investment Income | 3,095,564 |
| Other Income | 1,971,535 |
| Total Employee Compensation & Benefits | 6,236,822 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,100,736 |
| Non-operating Income & (Expense) | -61,730 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,975,000 |
| Cost of Funds | 6,282,924 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 888,837 |
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