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FLORIDA WEST COAST CREDIT UNION

Mar, 31, 2022 — FLORIDA WEST COAST CREDIT UNION is a federally insured state chartered credit union headquartered in BRANDON, FL with 5 branch locations and about $129.81 million in total assets. Opened 31 years ago in 1991, FLORIDA WEST COAST CREDIT UNION has about 10,428 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263182833
Name:FLORIDA WEST COAST CREDIT UNION
Address:
(Main Office)
1225 Millennium Pkwy
BRANDON, FL 33511
Phone:(813) 643-5572
Fax:(813) 685-5202
Website:www.fwccu.com
Branches:5 branch locations
Members:10,428
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67337
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1991
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$129,811,728
CEO/Manager:MARY O WOOD
Chairperson:Christopher BOLES

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 24,906,331
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 6,772,252
 Unsecured Loans 5,244,893
 Other Loans 41,213,146
 TOTAL LOANS 53,230,291
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -519,072
 Land And Building 863,830
 Other Fixed Assets 126,799
 NCUSIF Deposit 1,061,172
 All Other Assets 0
  TOTAL ASSETS 129,811,728
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,342,026
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 22,955,892
 Regular shares 51,895,862
 All Other Shares & Deposits 42,389,207
  TOTAL SHARES & DEPOSITS 117,240,961
  TOTAL LIABILITIES 119,582,987
 Regular Reserve 0
 Other Reserves -2,693,812
 Undivided Earnings 12,922,553
  TOTAL EQUITY 10,228,741
  TOTAL LIABILITIES, SHARES, & EQUITY 129,811,728
INCOME & EXPENSE  
 Loan Income 547,207
 Investment Income 193,782
 Other Income 255,124
 Total Employee Compensation & Benefits 360,033
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 434,405
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,333
 Cost of Funds 46,802
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 177,025
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