Sep, 30, 2025 — FLORIDA WEST COAST CREDIT UNION is a federally insured state chartered credit union headquartered in BRANDON, FL with 5 branch locations and about $137.92 million in total assets. Opened 35 years ago in 1991, FLORIDA WEST COAST CREDIT UNION has about 11,139 members and employs 31 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FLORIDA WEST COAST CREDIT UNION |
|---|---|
| Address: (Main Office) | 1225 Millennium Pkwy BRANDON, FL 33511 |
| Phone: | (813) 643-5572 |
| Fax: | (813) 685-5202 |
| Website: | https://www.fwccu.com |
| Branches: | 5 branch locations |
| Members: | 11,139 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67337 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1991 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $137,915,108 |
| CEO/Manager: | JOHN J PURCELL |
| Chairperson: | Christopher BOLES |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,747,315 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 15,220,501 |
| Unsecured Loans | 7,538,959 |
| Other Loans | 48,965,120 |
| TOTAL LOANS | 71,724,580 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -674,674 |
| Land And Building | 805,899 |
| Other Fixed Assets | 435,568 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,162,352 |
| All Other Assets | 0 |
| TOTAL ASSETS | 137,915,108 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,511,916 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 23,948,738 |
| Regular shares | 44,287,710 |
| All Other Shares & Deposits | 53,532,052 |
| TOTAL SHARES & DEPOSITS | 121,768,500 |
| TOTAL LIABILITIES | 124,280,416 |
| Regular Reserve | 0 |
| Other Reserves | -2,826,998 |
| Undivided Earnings | 16,461,690 |
| TOTAL EQUITY | 13,634,692 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 137,915,108 |
| INCOME & EXPENSE | |
| Loan Income | 3,235,901 |
| Investment Income | 1,330,043 |
| Other Income | 1,033,081 |
| Total Employee Compensation & Benefits | 1,749,554 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,944,627 |
| Non-operating Income & (Expense) | -4 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 185,274 |
| Cost of Funds | 1,289,085 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 599,444 |
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