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FLORIDA WEST COAST CREDIT UNION

Dec, 31, 2021 — FLORIDA WEST COAST CREDIT UNION is a federally insured state chartered credit union headquartered in BRANDON, FL with 5 branch locations and about $128.88 million in total assets. Opened 31 years ago in 1991, FLORIDA WEST COAST CREDIT UNION has about 10,474 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263182833
Name:FLORIDA WEST COAST CREDIT UNION
Address:
(Main Office)
1225 Millennium Pkwy
BRANDON, FL 33511
Phone:(813) 643-5572
Fax:(813) 685-5202
Website:www.fwccu.com
Branches:5 branch locations
Members:10,474
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67337
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1991
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$128,880,841
CEO/Manager:MARY O WOOD
Chairperson:NANCY MILLAN

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 21,876,202
TOTAL INVESTMENTS 51,093,344
Loans Held for Sale 0
 
 Real Estate Loans 6,810,158
 Unsecured Loans 5,621,511
 Other Loans 40,372,592
 TOTAL LOANS 52,804,261
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -513,512
 Land And Building 867,968
 Other Fixed Assets 142,175
 NCUSIF Deposit 1,061,172
 All Other Assets 1,549,231
  TOTAL ASSETS 128,880,841
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,620,396
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 22,280,235
 Regular shares 49,650,797
 All Other Shares & Deposits 42,959,666
  TOTAL SHARES & DEPOSITS 114,890,698
  TOTAL LIABILITIES 116,511,094
 Regular Reserve 1,205,193
 Other Reserves -375,780
 Undivided Earnings 11,540,334
  TOTAL EQUITY 12,369,747
  TOTAL LIABILITIES, SHARES, & EQUITY 128,880,841
INCOME & EXPENSE  
 Loan Income 2,255,692
 Investment Income 672,734
 Other Income 1,367,653
 Total Employee Compensation & Benefits 1,818,074
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,679,541
 Non-operating Income & (Expense) -23
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 69,874
 Cost of Funds 246,561
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 642,383
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