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FLORIDA WEST COAST CREDIT UNION

Mar, 31, 2021 — FLORIDA WEST COAST CREDIT UNION is a federally insured state chartered credit union headquartered in BRANDON, FL with 5 branch locations and about $122.19 million in total assets. Opened 30 years ago in 1991, FLORIDA WEST COAST CREDIT UNION has about 10,269 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263182833
Name:FLORIDA WEST COAST CREDIT UNION
Address:
(Main Office)
1225 MILLENNIUM PARKWAY
BRANDON, FL 33511
Phone:(813) 643-5572
Fax:(813) 685-5202
Website:http://fwccu.com
Branches:5 branch locations
Members:10,269
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67337
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1991
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$122,189,814
CEO/Manager:MARY O WOOD
Chairperson:NANCY MILLAN

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Health Savings Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 29,966,645
TOTAL INVESTMENTS 39,673,522
Loans Held for Sale 0
 
 Real Estate Loans 7,014,347
 Unsecured Loans 5,711,264
 Other Loans 36,563,860
 TOTAL LOANS 49,289,471
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -477,095
 Land And Building 880,382
 Other Fixed Assets 184,272
 NCUSIF Deposit 991,290
 All Other Assets 1,681,327
  TOTAL ASSETS 122,189,814
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,387,946
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 23,053,004
 Regular shares 43,290,580
 All Other Shares & Deposits 41,309,013
  TOTAL SHARES & DEPOSITS 107,652,597
  TOTAL LIABILITIES 110,040,543
 Regular Reserve 1,205,193
 Other Reserves -27,738
 Undivided Earnings 10,971,816
  TOTAL EQUITY 12,149,271
  TOTAL LIABILITIES, SHARES, & EQUITY 122,189,814
INCOME & EXPENSE  
 Loan Income 561,961
 Investment Income 145,553
 Other Income 375,025
 Total Employee Compensation & Benefits 512,647
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 435,885
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 24,510
 Cost of Funds 71,704
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 73,865
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