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FLORIDA WEST COAST CREDIT UNION

Sep, 30, 2022 — FLORIDA WEST COAST CREDIT UNION is a federally insured state chartered credit union headquartered in BRANDON, FL with 5 branch locations and about $127.62 million in total assets. Opened 32 years ago in 1991, FLORIDA WEST COAST CREDIT UNION has about 10,299 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263182833
Name:FLORIDA WEST COAST CREDIT UNION
Address:
(Main Office)
1225 Millennium Pkwy
BRANDON, FL 33511
Phone:(813) 643-5572
Fax:(813) 685-5202
Website:www.fwccu.com
Branches:5 branch locations
Members:10,299
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67337
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1991
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$127,624,123
CEO/Manager:MARY O WOOD
Chairperson:Christopher BOLES

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 16,577,016
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 7,005,114
 Unsecured Loans 5,260,689
 Other Loans 45,336,814
 TOTAL LOANS 57,602,617
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -505,924
 Land And Building 855,554
 Other Fixed Assets 700,616
 NCUSIF Deposit 1,154,151
 All Other Assets 0
  TOTAL ASSETS 127,624,123
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,294,626
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 23,161,009
 Regular shares 50,507,537
 All Other Shares & Deposits 43,737,547
  TOTAL SHARES & DEPOSITS 117,406,093
  TOTAL LIABILITIES 119,700,719
 Regular Reserve 0
 Other Reserves -5,532,352
 Undivided Earnings 13,455,756
  TOTAL EQUITY 7,923,404
  TOTAL LIABILITIES, SHARES, & EQUITY 127,624,123
INCOME & EXPENSE  
 Loan Income 1,721,617
 Investment Income 739,521
 Other Income 769,887
 Total Employee Compensation & Benefits 1,104,309
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,340,178
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 24,621
 Cost of Funds 142,810
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 710,228
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