Dec, 31, 2022 — SAN ANTONIO CITIZENS FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, FL with 4 branch locations and about $347.53 million in total assets. Opened 68 years ago in 1955, SAN ANTONIO CITIZENS FEDERAL CREDIT UNION has about 18,254 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAN ANTONIO CITIZENS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 12542 Curley St SAN ANTONIO, FL 33576 |
| Phone: | (352) 588-2732 |
| Fax: | (352) 588-2810 |
| Website: | https://www.sacfcu.org |
| Branches: | 4 branch locations |
| Members: | 18,254 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10699 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $347,530,895 |
| CEO/Manager: | Patricia A Sarne |
| Chairperson: | John T Vogel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 25,879,607 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 65,724,874 |
| Unsecured Loans | 9,896,710 |
| Other Loans | 64,479,928 |
| TOTAL LOANS | 140,122,152 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,730,948 |
| Land And Building | 10,639,849 |
| Other Fixed Assets | 1,403,256 |
| NCUSIF Deposit | 2,858,694 |
| All Other Assets | 46,636 |
| TOTAL ASSETS | 347,530,895 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 20,805 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,006,497 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 76,043,831 |
| Regular shares | 166,195,458 |
| All Other Shares & Deposits | 95,207,534 |
| TOTAL SHARES & DEPOSITS | 337,446,823 |
| TOTAL LIABILITIES | 338,474,125 |
| Regular Reserve | 0 |
| Other Reserves | -20,149,104 |
| Undivided Earnings | 29,205,874 |
| TOTAL EQUITY | 9,056,770 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 347,530,895 |
| INCOME & EXPENSE | |
| Loan Income | 4,368,398 |
| Investment Income | 1,648,482 |
| Other Income | 795,309 |
| Total Employee Compensation & Benefits | 2,974,070 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 3,023,472 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,929 |
| Cost of Funds | 445,808 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 364,910 |
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