Sep, 30, 2025 — CREDIT UNION OF GEORGIA is a federally insured state chartered credit union headquartered in WOODSTOCK, GA with 8 branch locations and about $712.45 million in total assets. Opened 66 years ago in 1960, CREDIT UNION OF GEORGIA has about 36,269 members and employs 106 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CREDIT UNION OF GEORGIA |
|---|---|
| Address: (Main Office) | 3048 Eagle Dr WOODSTOCK, GA 30189-5531 |
| Phone: | (678) 322-2000 |
| Fax: | (678) 486-1191 |
| Website: | https://www.cuofga.org |
| Branches: | 8 branch locations |
| Members: | 36,269 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68571 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $712,454,720 |
| CEO/Manager: | Brian C Albrecht |
| Chairperson: | Michael Anderson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 38,725,271 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 684,950 |
| Real Estate Loans | 331,147,756 |
| Unsecured Loans | 6,815,592 |
| Other Loans | 164,537,079 |
| TOTAL LOANS | 502,500,427 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,030,802 |
| Land And Building | 16,539,464 |
| Other Fixed Assets | 4,176,454 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,727,851 |
| All Other Assets | 52,041 |
| TOTAL ASSETS | 712,454,720 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 15,000,000 |
| Accounts Payable & Other Liabilities | 10,018,329 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 145,976,048 |
| Regular shares | 195,326,575 |
| All Other Shares & Deposits | 276,509,128 |
| TOTAL SHARES & DEPOSITS | 617,811,751 |
| TOTAL LIABILITIES | 642,914,906 |
| Regular Reserve | 0 |
| Other Reserves | -1,414,236 |
| Undivided Earnings | 70,954,050 |
| TOTAL EQUITY | 69,539,814 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 712,454,720 |
| INCOME & EXPENSE | |
| Loan Income | 23,735,990 |
| Investment Income | 3,692,728 |
| Other Income | 2,202,924 |
| Total Employee Compensation & Benefits | 9,343,417 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,584,886 |
| Non-operating Income & (Expense) | -2,003 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,253,085 |
| Cost of Funds | 6,931,505 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,254,514 |
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