Sep, 30, 2025 — SILVERADO CREDIT UNION is a federally insured state chartered credit union headquartered in ANGWIN, CA with 3 branch locations and about $52.91 million in total assets. Opened 73 years ago in 1953, SILVERADO CREDIT UNION has about 2,973 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SILVERADO CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 330 ANGWIN, CA 94508-0330 |
| Phone: | (707) 965-2483 |
| Fax: | (707) 965-0142 |
| Website: | https://www.silveradocu.com |
| Branches: | 3 branch locations |
| Members: | 2,973 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68491 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $52,907,979 |
| CEO/Manager: | Daniel G Madrid |
| Chairperson: | Michael G Grimes |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,366,888 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 35,717,020 |
| Unsecured Loans | 527,854 |
| Other Loans | 1,520,389 |
| TOTAL LOANS | 37,765,266 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -27,000 |
| Land And Building | 0 |
| Other Fixed Assets | 229,210 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 419,409 |
| All Other Assets | 0 |
| TOTAL ASSETS | 52,907,979 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,164 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 222,695 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,765,364 |
| Regular shares | 22,783,184 |
| All Other Shares & Deposits | 11,503,218 |
| TOTAL SHARES & DEPOSITS | 47,051,766 |
| TOTAL LIABILITIES | 47,277,625 |
| Regular Reserve | 0 |
| Other Reserves | 1,496,554 |
| Undivided Earnings | 4,133,800 |
| TOTAL EQUITY | 5,630,354 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 52,907,979 |
| INCOME & EXPENSE | |
| Loan Income | 1,317,533 |
| Investment Income | 488,951 |
| Other Income | 146,445 |
| Total Employee Compensation & Benefits | 685,232 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 779,149 |
| Non-operating Income & (Expense) | 8,960 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,844 |
| Cost of Funds | 200,301 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 292,551 |
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