Sep, 30, 2025 — STAR ONE CREDIT UNION is a federally insured state chartered credit union headquartered in SUNNYVALE, CA with 6 branch locations and about $8.98 billion in total assets. Opened 70 years ago in 1956, STAR ONE CREDIT UNION has about 131,454 members and employs 259 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STAR ONE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1306 Bordeaux Dr SUNNYVALE, CA 94089-1005 |
| Phone: | (408) 543-5202 |
| Fax: | (408) 543-5203 |
| Website: | https://www.starone.org |
| Branches: | 6 branch locations |
| Members: | 131,454 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68465 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $8,980,742,252 |
| CEO/Manager: | Gary Rodrigues |
| Chairperson: | Melissa Henck |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 361,010,871 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,681,263,853 |
| Unsecured Loans | 130,540,196 |
| Other Loans | 454,544,108 |
| TOTAL LOANS | 6,266,348,157 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,672,504 |
| Land And Building | 11,223,207 |
| Other Fixed Assets | 1,566,814 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 58,132,428 |
| All Other Assets | 44,549 |
| TOTAL ASSETS | 8,980,742,252 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 16,000,000 |
| Accounts Payable & Other Liabilities | 83,468,567 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 581,725,532 |
| Regular shares | 6,292,622,219 |
| All Other Shares & Deposits | 779,165,810 |
| TOTAL SHARES & DEPOSITS | 7,653,513,562 |
| TOTAL LIABILITIES | 7,753,272,552 |
| Regular Reserve | 0 |
| Other Reserves | -112,852,432 |
| Undivided Earnings | 1,340,322,132 |
| TOTAL EQUITY | 1,227,469,700 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,980,742,252 |
| INCOME & EXPENSE | |
| Loan Income | 215,317,637 |
| Investment Income | 37,526,001 |
| Other Income | 1,679,696 |
| Total Employee Compensation & Benefits | 28,689,755 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 32,012,397 |
| Non-operating Income & (Expense) | -458,426 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,087,961 |
| Cost of Funds | 181,680,225 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 21,162,882 |
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