Sep, 30, 2025 — LONE STAR CREDIT UNION is a federally insured state chartered credit union headquartered in DALLAS, TX with 4 branch locations and about $190.11 million in total assets. Opened 59 years ago in 1967, LONE STAR CREDIT UNION has about 11,696 members and employs 40 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LONE STAR CREDIT UNION |
|---|---|
| Address: (Main Office) | 7508 Ferguson Rd DALLAS, TX 75228 |
| Phone: | (214) 327-9367 |
| Fax: | (214) 217-8149 |
| Website: | https://www.lonestarcu.org |
| Branches: | 4 branch locations |
| Members: | 11,696 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68449 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $190,111,981 |
| CEO/Manager: | Marcy Phillips |
| Chairperson: | Wayne Price |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 24,656,039 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 59,839,067 |
| Unsecured Loans | 10,422,044 |
| Other Loans | 52,888,341 |
| TOTAL LOANS | 123,181,116 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -846,415 |
| Land And Building | 9,744,643 |
| Other Fixed Assets | 835,911 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,514,399 |
| All Other Assets | 159,425 |
| TOTAL ASSETS | 190,111,981 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 680,056 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,761,458 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 36,172,422 |
| Regular shares | 64,579,933 |
| All Other Shares & Deposits | 71,338,608 |
| TOTAL SHARES & DEPOSITS | 172,090,963 |
| TOTAL LIABILITIES | 174,532,477 |
| Regular Reserve | 0 |
| Other Reserves | -686,610 |
| Undivided Earnings | 16,266,114 |
| TOTAL EQUITY | 15,579,504 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 190,111,981 |
| INCOME & EXPENSE | |
| Loan Income | 5,964,019 |
| Investment Income | 1,039,430 |
| Other Income | 1,141,671 |
| Total Employee Compensation & Benefits | 2,875,308 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,270,775 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 584,415 |
| Cost of Funds | 2,105,894 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 325,101 |
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