Sep, 30, 2025 — EXCITE CREDIT UNION is a federally insured state chartered credit union headquartered in SAN JOSE, CA with 5 branch locations and about $615.42 million in total assets. Opened 74 years ago in 1952, EXCITE CREDIT UNION has about 45,745 members and employs 107 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EXCITE CREDIT UNION |
|---|---|
| Address: (Main Office) | 151 Bernal Rd SAN JOSE, CA 95119-1306 |
| Phone: | (408) 265-7322 |
| Fax: | |
| Website: | https://www.excitecu.org |
| Branches: | 5 branch locations |
| Members: | 45,745 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68441 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $615,417,655 |
| CEO/Manager: | Brian Dorcy |
| Chairperson: | Donna Rhody |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 26,536,537 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 241,898,446 |
| Unsecured Loans | 36,845,880 |
| Other Loans | 179,719,023 |
| TOTAL LOANS | 458,463,349 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,033,568 |
| Land And Building | 17,589,475 |
| Other Fixed Assets | 4,574,454 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,347,572 |
| All Other Assets | 303,103 |
| TOTAL ASSETS | 615,417,655 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 15,000,000 |
| Accounts Payable & Other Liabilities | 6,404,234 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 201,927,977 |
| Regular shares | 176,525,737 |
| All Other Shares & Deposits | 181,907,534 |
| TOTAL SHARES & DEPOSITS | 560,361,249 |
| TOTAL LIABILITIES | 581,765,483 |
| Regular Reserve | 0 |
| Other Reserves | -8,306,083 |
| Undivided Earnings | 41,958,255 |
| TOTAL EQUITY | 33,652,172 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 615,417,655 |
| INCOME & EXPENSE | |
| Loan Income | 19,478,456 |
| Investment Income | 2,293,120 |
| Other Income | 2,270,207 |
| Total Employee Compensation & Benefits | 9,383,061 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,060,543 |
| Non-operating Income & (Expense) | 92,465 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,779,944 |
| Cost of Funds | 5,033,709 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 377,752 |
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