Sep, 30, 2025 — PACIFIC SERVICE CREDIT UNION is a federally insured state chartered credit union headquartered in CONCORD, CA with 6 branch locations and about $1.32 billion in total assets. Opened 90 years ago in 1936, PACIFIC SERVICE CREDIT UNION has about 70,503 members and employs 155 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PACIFIC SERVICE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1355 Willow Way CONCORD, CA 94520 |
| Phone: | (888) 858-6878 |
| Fax: | |
| Website: | https://www.pacificservice.org |
| Branches: | 6 branch locations |
| Members: | 70,503 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68413 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,317,013,876 |
| CEO/Manager: | Jenna Lampson |
| Chairperson: | Amar D Panchal |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 116,400,465 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 584,569,735 |
| Unsecured Loans | 117,783,397 |
| Other Loans | 282,543,015 |
| TOTAL LOANS | 984,896,147 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,984,277 |
| Land And Building | 30,217,917 |
| Other Fixed Assets | 3,221,100 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,851,354 |
| All Other Assets | 258,361 |
| TOTAL ASSETS | 1,317,013,876 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 10,000,000 |
| Accounts Payable & Other Liabilities | 23,786,519 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 174,237,809 |
| Regular shares | 245,815,114 |
| All Other Shares & Deposits | 679,789,344 |
| TOTAL SHARES & DEPOSITS | 1,099,842,269 |
| TOTAL LIABILITIES | 1,133,666,847 |
| Regular Reserve | 0 |
| Other Reserves | -14,220,705 |
| Undivided Earnings | 197,567,734 |
| TOTAL EQUITY | 183,347,029 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,317,013,876 |
| INCOME & EXPENSE | |
| Loan Income | 42,500,052 |
| Investment Income | 5,799,443 |
| Other Income | 1,520,098 |
| Total Employee Compensation & Benefits | 19,239,501 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,203,615 |
| Non-operating Income & (Expense) | -3,535 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,089,699 |
| Cost of Funds | 12,669,887 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,352,155 |
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