Sep, 30, 2025 — TECHNOLOGY CREDIT UNION is a federally insured state chartered credit union headquartered in SAN JOSE, CA with 11 branch locations and about $4.53 billion in total assets. Opened 66 years ago in 1960, TECHNOLOGY CREDIT UNION has about 181,137 members and employs 350 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TECHNOLOGY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2010 N 1st St SAN JOSE, CA 95131-2018 |
| Phone: | (408) 451-9111 |
| Fax: | (408) 436-1277 |
| Website: | https://www.techcu.com |
| Branches: | 11 branch locations |
| Members: | 181,137 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68383 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,532,072,785 |
| CEO/Manager: | Todd Harris |
| Chairperson: | Mical Atz Brenzel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 196,690,752 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,466,876,658 |
| Unsecured Loans | 184,861,965 |
| Other Loans | 1,737,091,557 |
| TOTAL LOANS | 3,388,839,207 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -30,979,505 |
| Land And Building | 10,754,811 |
| Other Fixed Assets | 8,915,814 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 28,411,401 |
| All Other Assets | 107,090 |
| TOTAL ASSETS | 4,532,072,785 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 13,709,682 |
| Notes & Interest Payable | 425,000,000 |
| Accounts Payable & Other Liabilities | 25,773,003 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 707,279,977 |
| Regular shares | 435,712,437 |
| All Other Shares & Deposits | 2,478,383,907 |
| TOTAL SHARES & DEPOSITS | 3,621,376,320 |
| TOTAL LIABILITIES | 4,086,241,285 |
| Regular Reserve | 0 |
| Other Reserves | -63,303,403 |
| Undivided Earnings | 509,134,903 |
| TOTAL EQUITY | 445,831,500 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,532,072,785 |
| INCOME & EXPENSE | |
| Loan Income | 129,769,053 |
| Investment Income | 31,727,191 |
| Other Income | 3,147,404 |
| Total Employee Compensation & Benefits | 43,841,333 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 27,562,773 |
| Non-operating Income & (Expense) | 197,379 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 15,588,741 |
| Cost of Funds | 84,190,074 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 601,420 |
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