Sep, 30, 2025 — RESPONDERS EMERGENCY SERVICES CREDIT UNION is a federally insured state chartered credit union headquartered in SPOKANE, WA with 2 branch locations and about $57.13 million in total assets. Opened 60 years ago in 1966, RESPONDERS EMERGENCY SERVICES CREDIT UNION has about 2,681 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RESPONDERS EMERGENCY SERVICES CREDIT UNION |
|---|---|
| Address: (Main Office) | 924 W Sinto Ave SPOKANE, WA 99201-2531 |
| Phone: | (509) 327-3244 |
| Fax: | (509) 327-2920 |
| Website: | https://www.myrescu.org/ |
| Branches: | 2 branch locations |
| Members: | 2,681 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68305 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $57,128,151 |
| CEO/Manager: | Joyce A Lockard |
| Chairperson: | Ryan Snider |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,907,352 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,755,607 |
| Unsecured Loans | 1,167,262 |
| Other Loans | 25,328,610 |
| TOTAL LOANS | 34,251,479 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -163,071 |
| Land And Building | 1,296,506 |
| Other Fixed Assets | 265,202 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 458,645 |
| All Other Assets | 0 |
| TOTAL ASSETS | 57,128,151 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 199,846 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,521,147 |
| Regular shares | 20,007,187 |
| All Other Shares & Deposits | 17,869,316 |
| TOTAL SHARES & DEPOSITS | 47,397,650 |
| TOTAL LIABILITIES | 47,597,496 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 9,530,655 |
| TOTAL EQUITY | 9,530,655 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 57,128,151 |
| INCOME & EXPENSE | |
| Loan Income | 1,272,521 |
| Investment Income | 470,012 |
| Other Income | 34,985 |
| Total Employee Compensation & Benefits | 610,377 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 698,653 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,631 |
| Cost of Funds | 351,871 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 317,429 |
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