Sep, 30, 2025 — CENTRA CREDIT UNION is a federally insured state chartered credit union headquartered in COLUMBUS, IN with 30 branch locations and about $2.26 billion in total assets. Opened 86 years ago in 1940, CENTRA CREDIT UNION has about 152,084 members and employs 437 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRA CREDIT UNION |
|---|---|
| Address: (Main Office) | 3801 Tupelo Dr COLUMBUS, IN 47201-7293 |
| Phone: | (812) 376-9771 |
| Fax: | |
| Website: | https://www.centra.org |
| Branches: | 30 branch locations |
| Members: | 152,084 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68287 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,260,428,277 |
| CEO/Manager: | Rick Silvers |
| Chairperson: | Randy Proffitt |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 180,414,341 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 257,000 |
| Real Estate Loans | 1,127,268,121 |
| Unsecured Loans | 95,586,348 |
| Other Loans | 456,821,346 |
| TOTAL LOANS | 1,680,554,473 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -20,204,825 |
| Land And Building | 32,956,920 |
| Other Fixed Assets | 12,315,034 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 16,558,136 |
| All Other Assets | 1,141,641 |
| TOTAL ASSETS | 2,260,428,277 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,131 |
| Notes & Interest Payable | 10,000,000 |
| Accounts Payable & Other Liabilities | 33,290,168 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 366,232,523 |
| Regular shares | 373,422,994 |
| All Other Shares & Deposits | 1,226,921,737 |
| TOTAL SHARES & DEPOSITS | 1,966,577,254 |
| TOTAL LIABILITIES | 2,010,214,484 |
| Regular Reserve | 0 |
| Other Reserves | -24,694,426 |
| Undivided Earnings | 274,908,219 |
| TOTAL EQUITY | 250,213,793 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,260,428,277 |
| INCOME & EXPENSE | |
| Loan Income | 76,688,723 |
| Investment Income | 12,865,092 |
| Other Income | 9,468,289 |
| Total Employee Compensation & Benefits | 31,138,738 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 32,774,229 |
| Non-operating Income & (Expense) | -121,865 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,961,662 |
| Cost of Funds | 28,354,890 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,187,750 |
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