Sep, 30, 2025 — STREATOR ONIZED CREDIT UNION is a federally insured state chartered credit union headquartered in STREATOR, IL with 7 branch locations and about $399.80 million in total assets. Opened 86 years ago in 1940, STREATOR ONIZED CREDIT UNION has about 38,109 members and employs 133 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STREATOR ONIZED CREDIT UNION |
|---|---|
| Address: (Main Office) | 912 N Shabbona St STREATOR, IL 61364 |
| Phone: | (815) 673-1589 |
| Fax: | (815) 672-4706 |
| Website: | https://www.socu.org |
| Branches: | 7 branch locations |
| Members: | 38,109 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68226 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $399,797,823 |
| CEO/Manager: | Douglas Patterson |
| Chairperson: | Scott Bulthuis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,017,853 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 52,988,753 |
| Unsecured Loans | 46,576,556 |
| Other Loans | 221,347,408 |
| TOTAL LOANS | 320,912,716 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,143,648 |
| Land And Building | 8,994,831 |
| Other Fixed Assets | 1,431,098 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,060,140 |
| All Other Assets | 290,067 |
| TOTAL ASSETS | 399,797,823 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 276,426 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,212,680 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 40,487,849 |
| Regular shares | 104,523,818 |
| All Other Shares & Deposits | 186,486,555 |
| TOTAL SHARES & DEPOSITS | 331,498,222 |
| TOTAL LIABILITIES | 334,987,328 |
| Regular Reserve | 0 |
| Other Reserves | -42,428 |
| Undivided Earnings | 64,852,923 |
| TOTAL EQUITY | 64,810,495 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 399,797,823 |
| INCOME & EXPENSE | |
| Loan Income | 18,231,184 |
| Investment Income | 2,084,959 |
| Other Income | 2,798,435 |
| Total Employee Compensation & Benefits | 8,240,818 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,754,815 |
| Non-operating Income & (Expense) | -32,667 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,700,000 |
| Cost of Funds | 5,516,180 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,424,405 |
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