Sep, 30, 2025 — STREATOR COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in STREATOR, IL with 1 branch location and about $38.07 million in total assets. Opened 76 years ago in 1950, STREATOR COMMUNITY CREDIT UNION has about 2,397 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STREATOR COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 302 N Park St STREATOR, IL 61364-2229 |
| Phone: | (815) 672-8488 |
| Fax: | (815) 672-1442 |
| Website: | https://www.streatorccu.org |
| Branches: | 1 branch locations |
| Members: | 2,397 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62939 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $38,067,628 |
| CEO/Manager: | Betsy Rhynes |
| Chairperson: | Deborah Pohlod |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,007,526 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,283,786 |
| Unsecured Loans | 1,063,982 |
| Other Loans | 4,965,192 |
| TOTAL LOANS | 8,312,960 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -83,319 |
| Land And Building | 116,383 |
| Other Fixed Assets | 202,089 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 315,634 |
| All Other Assets | 15,000 |
| TOTAL ASSETS | 38,067,628 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,853 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 473,232 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,888,362 |
| Regular shares | 24,337,980 |
| All Other Shares & Deposits | 2,142,779 |
| TOTAL SHARES & DEPOSITS | 33,369,121 |
| TOTAL LIABILITIES | 33,849,206 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,218,422 |
| TOTAL EQUITY | 4,218,422 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,067,628 |
| INCOME & EXPENSE | |
| Loan Income | 415,477 |
| Investment Income | 619,444 |
| Other Income | 179,370 |
| Total Employee Compensation & Benefits | 424,096 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 527,943 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 16,000 |
| Cost of Funds | 83,935 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 302,727 |
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