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NORMAL CITY EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — NORMAL CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Normal, IL with 1 branch location and about $4.91 million in total assets. Opened 59 years ago in 1962, NORMAL CITY EMPLOYEES FEDERAL CREDIT UNION has about 614 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORMAL CITY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
100 East Phoenix Avenue
Normal, IL 61761
Phone:(309) 433-3408
Fax:
Website:http://www.ncefcu.com
Branches:1 branch locations
Members:614
Credit Union Type:Federal Credit Union
Charter Number:14972
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$4,910,740
CEO/Manager:Jackie R Thomas
Chairperson:Mark Kotte

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 511,298
TOTAL INVESTMENTS 1,139,803
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,172,551
 Other Loans 2,063,723
 TOTAL LOANS 3,236,274
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -30,445
 Land And Building 0
 Other Fixed Assets 10
 NCUSIF Deposit 38,776
 All Other Assets 15,024
  TOTAL ASSETS 4,910,740
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 61
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,461,201
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,461,201
  TOTAL LIABILITIES 4,461,262
 Regular Reserve 80,648
 Other Reserves 0
 Undivided Earnings 368,830
  TOTAL EQUITY 449,478
  TOTAL LIABILITIES, SHARES, & EQUITY 4,910,740
INCOME & EXPENSE  
 Loan Income 31,709
 Investment Income 2,560
 Other Income 0
 Total Employee Compensation & Benefits 14,951
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 5,348
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,708
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 11,262
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