Sep, 30, 2025 — OTTAWA HIWAY CREDIT UNION is a federally insured state chartered credit union headquartered in OTTAWA, IL with 2 branch locations and about $15.86 million in total assets. Opened 63 years ago in 1963, OTTAWA HIWAY CREDIT UNION has about 1,236 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OTTAWA HIWAY CREDIT UNION |
|---|---|
| Address: (Main Office) | 700 E Norris Dr OTTAWA, IL 61350 |
| Phone: | (815) 434-8475 |
| Fax: | (815) 434-7274 |
| Website: | https://www.ottawahiwaycu.com |
| Branches: | 2 branch locations |
| Members: | 1,236 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63213 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,858,433 |
| CEO/Manager: | Jennifer M Spillett |
| Chairperson: | Ronald Pohar II |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,489,277 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 490,194 |
| Unsecured Loans | 1,199,741 |
| Other Loans | 5,277,820 |
| TOTAL LOANS | 6,967,755 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -163,762 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 121,127 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,858,433 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,374 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 962,831 |
| Regular shares | 9,002,402 |
| All Other Shares & Deposits | 3,387,665 |
| TOTAL SHARES & DEPOSITS | 13,352,901 |
| TOTAL LIABILITIES | 13,372,275 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,486,158 |
| TOTAL EQUITY | 2,486,158 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,858,433 |
| INCOME & EXPENSE | |
| Loan Income | 346,716 |
| Investment Income | 231,449 |
| Other Income | 26,339 |
| Total Employee Compensation & Benefits | 128,537 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 107,932 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,000 |
| Cost of Funds | 109,988 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 248,083 |
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