Sep, 30, 2025 — SPOKANE TEACHERS CREDIT UNION is a federally insured state chartered credit union headquartered in LIBERTY LAKE, WA with 52 branch locations and about $6.39 billion in total assets. Opened 92 years ago in 1934, SPOKANE TEACHERS CREDIT UNION has about 306,153 members and employs 1,028 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SPOKANE TEACHERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 1620 N Signal Dr LIBERTY LAKE, WA 99019 |
| Phone: | (509) 326-1954 |
| Fax: | |
| Website: | https://www.stcu.org |
| Branches: | 52 branch locations |
| Members: | 306,153 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68203 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $6,391,295,740 |
| CEO/Manager: | Lindsey Myhre |
| Chairperson: | Steven Jones |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 405,132,836 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 382,988 |
| Real Estate Loans | 2,839,228,889 |
| Unsecured Loans | 332,526,429 |
| Other Loans | 1,971,457,712 |
| TOTAL LOANS | 5,143,213,030 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -61,466,468 |
| Land And Building | 93,578,914 |
| Other Fixed Assets | 17,846,339 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 48,434,163 |
| All Other Assets | 145,378 |
| TOTAL ASSETS | 6,391,295,740 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 266,415 |
| Notes & Interest Payable | 313,972,223 |
| Accounts Payable & Other Liabilities | 74,454,913 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 49,562,208 |
| Share Drafts | 1,404,648,764 |
| Regular shares | 801,180,002 |
| All Other Shares & Deposits | 3,218,225,808 |
| TOTAL SHARES & DEPOSITS | 5,424,054,574 |
| TOTAL LIABILITIES | 5,862,719,566 |
| Regular Reserve | 0 |
| Other Reserves | -40,705,331 |
| Undivided Earnings | 569,281,505 |
| TOTAL EQUITY | 528,576,174 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,391,295,740 |
| INCOME & EXPENSE | |
| Loan Income | 216,080,955 |
| Investment Income | 26,840,929 |
| Other Income | 21,171,462 |
| Total Employee Compensation & Benefits | 85,678,686 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 59,057,061 |
| Non-operating Income & (Expense) | -227,037 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,314,958 |
| Cost of Funds | 96,697,720 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 17,834,690 |
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