Sep, 30, 2025 — CENTRAL VALLEY FIREFIGHTERS CREDIT UNION is a federally insured state chartered credit union headquartered in FRESNO, CA with 1 branch location and about $48.34 million in total assets. Opened 91 years ago in 1935, CENTRAL VALLEY FIREFIGHTERS CREDIT UNION has about 2,492 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL VALLEY FIREFIGHTERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 5300 N FRESNO ST FRESNO, CA 93710-6828 |
| Phone: | (559) 228-1997 |
| Fax: | (559) 228-0350 |
| Website: | https://www.cvfirecu.org |
| Branches: | 1 branch locations |
| Members: | 2,492 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68008 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $48,338,175 |
| CEO/Manager: | Emily Morton |
| Chairperson: | Justin Hill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,633,077 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,732,926 |
| Unsecured Loans | 2,442,939 |
| Other Loans | 15,673,977 |
| TOTAL LOANS | 25,849,842 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -138,259 |
| Land And Building | 852,009 |
| Other Fixed Assets | 68,395 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 374,856 |
| All Other Assets | 0 |
| TOTAL ASSETS | 48,338,175 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 204,824 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,172,064 |
| Regular shares | 25,671,818 |
| All Other Shares & Deposits | 5,892,810 |
| TOTAL SHARES & DEPOSITS | 41,736,692 |
| TOTAL LIABILITIES | 41,941,516 |
| Regular Reserve | 0 |
| Other Reserves | 7,169 |
| Undivided Earnings | 6,389,490 |
| TOTAL EQUITY | 6,396,659 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 48,338,175 |
| INCOME & EXPENSE | |
| Loan Income | 1,128,440 |
| Investment Income | 545,053 |
| Other Income | 47,182 |
| Total Employee Compensation & Benefits | 553,284 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 766,954 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 90,948 |
| Cost of Funds | 195,601 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 234,224 |
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