Sep, 30, 2025 — SOUTHERN STAR CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 1 branch location and about $18.46 million in total assets. Opened 73 years ago in 1953, SOUTHERN STAR CREDIT UNION has about 2,800 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTHERN STAR CREDIT UNION |
|---|---|
| Address: (Main Office) | 16035 W Little York Rd HOUSTON, TX 77084 |
| Phone: | (713) 934-1460 |
| Fax: | (713) 934-1470 |
| Website: | https://www.southernstarcu.org |
| Branches: | 1 branch locations |
| Members: | 2,800 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67660 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,458,692 |
| CEO/Manager: | Debra Callihan |
| Chairperson: | William Conrad |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,773,061 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,949,082 |
| Unsecured Loans | 1,640,814 |
| Other Loans | 5,379,227 |
| TOTAL LOANS | 8,969,123 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -89,134 |
| Land And Building | 1,643,220 |
| Other Fixed Assets | 57,981 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 154,158 |
| All Other Assets | 165,056 |
| TOTAL ASSETS | 18,458,692 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 24,480 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -78,579 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,040,273 |
| Regular shares | 8,389,096 |
| All Other Shares & Deposits | 5,609,453 |
| TOTAL SHARES & DEPOSITS | 16,038,822 |
| TOTAL LIABILITIES | 15,984,723 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,473,969 |
| TOTAL EQUITY | 2,473,969 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,458,692 |
| INCOME & EXPENSE | |
| Loan Income | 458,214 |
| Investment Income | 188,712 |
| Other Income | 36,955 |
| Total Employee Compensation & Benefits | 210,934 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 416,260 |
| Non-operating Income & (Expense) | 7,476 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,755 |
| Cost of Funds | 142,718 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -35,903 |
| ↑ Back to Top | |