Jun, 30, 2024 — UNITED SAVERS TRUST CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 1 branch location and about $7.04 million in total assets. Opened 73 years ago in 1952, UNITED SAVERS TRUST CREDIT UNION has about 1,004 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED SAVERS TRUST CREDIT UNION |
|---|---|
| Address: (Main Office) | 14159 NORTHWEST Fwy HOUSTON, TX 77040 |
| Phone: | (713) 462-2553 |
| Fax: | (713) 462-2645 |
| Website: | https://www.ustcu.com |
| Branches: | 1 branch locations |
| Members: | 1,004 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67588 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,037,576 |
| CEO/Manager: | CHARLOTTE A AUBRY |
| Chairperson: | MATTHEW PENTIFALLO |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 505,798 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 826,126 |
| Other Loans | 4,560,029 |
| TOTAL LOANS | 5,386,155 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,571 |
| Land And Building | 0 |
| Other Fixed Assets | 40,555 |
| NCUSIF Deposit | 65,794 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,037,576 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,212 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,538 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,040,863 |
| Regular shares | 3,680,464 |
| All Other Shares & Deposits | 1,870,323 |
| TOTAL SHARES & DEPOSITS | 6,591,650 |
| TOTAL LIABILITIES | 6,596,400 |
| Regular Reserve | 0 |
| Other Reserves | 216,719 |
| Undivided Earnings | 224,457 |
| TOTAL EQUITY | 441,176 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,037,576 |
| INCOME & EXPENSE | |
| Loan Income | 192,885 |
| Investment Income | 5,155 |
| Other Income | 56,188 |
| Total Employee Compensation & Benefits | 114,795 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 131,377 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 47,572 |
| Cost of Funds | 7,932 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -38,684 |
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