Jun, 30, 2024 — ENERGY CAPITAL CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 3 branch locations and about $256.51 million in total assets. Opened 90 years ago in 1935, ENERGY CAPITAL CREDIT UNION has about 18,681 members and employs 50 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ENERGY CAPITAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 18540 Northwest Fwy HOUSTON, TX 77065 |
| Phone: | (832) 604-4848 |
| Fax: | (832) 604-4854 |
| Website: | https://www.eccu.net |
| Branches: | 3 branch locations |
| Members: | 18,681 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61936 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $256,507,400 |
| CEO/Manager: | Kanika Boutte |
| Chairperson: | Chris Ruisaard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,430,089 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 36,774,891 |
| Unsecured Loans | 14,608,366 |
| Other Loans | 173,938,033 |
| TOTAL LOANS | 225,321,290 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,013,149 |
| Land And Building | 6,591,221 |
| Other Fixed Assets | 399,731 |
| NCUSIF Deposit | 1,927,703 |
| All Other Assets | 0 |
| TOTAL ASSETS | 256,507,400 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 73,147 |
| Notes & Interest Payable | 4,000,000 |
| Accounts Payable & Other Liabilities | 1,420,668 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 91,977,380 |
| Regular shares | 62,682,483 |
| All Other Shares & Deposits | 70,795,207 |
| TOTAL SHARES & DEPOSITS | 225,455,070 |
| TOTAL LIABILITIES | 230,948,885 |
| Regular Reserve | 0 |
| Other Reserves | -1,483,667 |
| Undivided Earnings | 27,042,182 |
| TOTAL EQUITY | 25,558,515 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 256,507,400 |
| INCOME & EXPENSE | |
| Loan Income | 6,434,911 |
| Investment Income | 192,837 |
| Other Income | 860,300 |
| Total Employee Compensation & Benefits | 2,972,310 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 3,591,051 |
| Non-operating Income & (Expense) | -7,038 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 592,340 |
| Cost of Funds | 529,905 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 884,943 |
| ↑ Back to Top | |