Sep, 30, 2025 — CY-FAIR FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 5 branch locations and about $375.51 million in total assets. Opened 70 years ago in 1956, CY-FAIR FEDERAL CREDIT UNION has about 25,185 members and employs 77 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CY-FAIR FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 9601 Jones Rd HOUSTON, TX 77065 |
| Phone: | (281) 571-5000 |
| Fax: | (281) 955-3100 |
| Website: | https://www.cyfairfcu.org |
| Branches: | 5 branch locations |
| Members: | 25,185 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11452 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $375,514,520 |
| CEO/Manager: | Cameron Dickey |
| Chairperson: | Harold Rowe |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,612,994 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 117,663,704 |
| Unsecured Loans | 35,418,729 |
| Other Loans | 88,463,957 |
| TOTAL LOANS | 248,564,162 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,494,326 |
| Land And Building | 6,179,977 |
| Other Fixed Assets | 1,842,541 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,208,798 |
| All Other Assets | 123,106 |
| TOTAL ASSETS | 375,514,520 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 858,773 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,425,890 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 82,799,527 |
| Regular shares | 131,059,942 |
| All Other Shares & Deposits | 127,114,901 |
| TOTAL SHARES & DEPOSITS | 340,974,369 |
| TOTAL LIABILITIES | 345,263,091 |
| Regular Reserve | 0 |
| Other Reserves | -3,332,103 |
| Undivided Earnings | 33,583,532 |
| TOTAL EQUITY | 30,251,429 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 375,514,520 |
| INCOME & EXPENSE | |
| Loan Income | 11,908,610 |
| Investment Income | 1,987,120 |
| Other Income | 2,196,509 |
| Total Employee Compensation & Benefits | 4,994,302 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,017,160 |
| Non-operating Income & (Expense) | 605,812 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,947,068 |
| Cost of Funds | 3,558,576 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,438,416 |
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