Sep, 30, 2025 — NCE CREDIT UNION is a federally insured state chartered credit union headquartered in CORPUS CHRISTI, TX with 1 branch location and about $5.86 million in total assets. Opened 60 years ago in 1966, NCE CREDIT UNION has about 1,349 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NCE CREDIT UNION |
|---|---|
| Address: (Main Office) | 901 Leopard St CORPUS CHRISTI, TX 78401-3606 |
| Phone: | (361) 882-4780 |
| Fax: | (361) 882-5205 |
| Website: | https://www.ncecreditunion.net |
| Branches: | 1 branch locations |
| Members: | 1,349 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67578 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,863,759 |
| CEO/Manager: | Yomeida Delgado |
| Chairperson: | Juan M Escobar |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 945,829 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 272,187 |
| Other Loans | 2,520,986 |
| TOTAL LOANS | 2,793,173 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -41,814 |
| Land And Building | 0 |
| Other Fixed Assets | 5,352 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 41,838 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,863,759 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 23,296 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 555,813 |
| Regular shares | 2,734,341 |
| All Other Shares & Deposits | 1,312,057 |
| TOTAL SHARES & DEPOSITS | 4,602,211 |
| TOTAL LIABILITIES | 4,625,507 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,238,252 |
| TOTAL EQUITY | 1,238,252 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,863,759 |
| INCOME & EXPENSE | |
| Loan Income | 156,073 |
| Investment Income | 85,817 |
| Other Income | 51,584 |
| Total Employee Compensation & Benefits | 126,681 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 95,678 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,544 |
| Cost of Funds | 41,667 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 41,351 |
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