WARD COUNTY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://wardcountycreditunion.net/ for more information.
Sep, 30, 2025 — WARD COUNTY CREDIT UNION is a federally insured state chartered credit union headquartered in MONAHANS, TX with 1 branch location and about $19.38 million in total assets. Opened 69 years ago in 1957, WARD COUNTY CREDIT UNION has about 1,350 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WARD COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 301 S MAIN AVE MONAHANS, TX 79756 |
| Phone: | (432) 943-3445 |
| Fax: | (432) 943-9208 |
| Website: | https://wardcountycreditunion.net/ |
| Branches: | 1 branch locations |
| Members: | 1,350 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67571 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,384,635 |
| CEO/Manager: | Kay Swan |
| Chairperson: | Steve Tuxhorn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,848,444 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 468,750 |
| Other Loans | 4,351,943 |
| TOTAL LOANS | 4,820,693 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -18,436 |
| Land And Building | 264,209 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 166,998 |
| All Other Assets | 0 |
| TOTAL ASSETS | 19,384,635 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 398,046 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,564,175 |
| Regular shares | 8,610,084 |
| All Other Shares & Deposits | 4,454,872 |
| TOTAL SHARES & DEPOSITS | 17,629,131 |
| TOTAL LIABILITIES | 18,027,177 |
| Regular Reserve | 0 |
| Other Reserves | 170,764 |
| Undivided Earnings | 1,186,694 |
| TOTAL EQUITY | 1,357,458 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,384,635 |
| INCOME & EXPENSE | |
| Loan Income | 203,075 |
| Investment Income | 82,042 |
| Other Income | 158,167 |
| Total Employee Compensation & Benefits | 214,737 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 440,789 |
| Non-operating Income & (Expense) | 14,969 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,500 |
| Cost of Funds | 4,873 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -208,646 |
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