Sep, 30, 2025 — ANDREWS SCHOOL FEDERAL CREDIT UNION is a federal credit union headquartered in ANDREWS, TX with 1 branch location and about $6.71 million in total assets. Opened 70 years ago in 1956, ANDREWS SCHOOL FEDERAL CREDIT UNION has about 805 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ANDREWS SCHOOL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 405 NW 3rd St ANDREWS, TX 79714-5014 |
| Phone: | (432) 523-8937 |
| Fax: | (432) 523-8948 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 805 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10739 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,708,965 |
| CEO/Manager: | Patsy Sullens |
| Chairperson: | Charles Hemann |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 900,681 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 316,539 |
| Other Loans | 3,560,358 |
| TOTAL LOANS | 3,876,897 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -32,827 |
| Land And Building | 0 |
| Other Fixed Assets | 171 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 50,993 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,708,965 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 10,185 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 13,095 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,252,207 |
| All Other Shares & Deposits | 570,324 |
| TOTAL SHARES & DEPOSITS | 4,822,531 |
| TOTAL LIABILITIES | 4,845,811 |
| Regular Reserve | 0 |
| Other Reserves | 150,271 |
| Undivided Earnings | 1,712,883 |
| TOTAL EQUITY | 1,863,154 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,708,965 |
| INCOME & EXPENSE | |
| Loan Income | 182,620 |
| Investment Income | 71,702 |
| Other Income | 2,021 |
| Total Employee Compensation & Benefits | 98,298 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 49,163 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 18,929 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 92,016 |
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