Sep, 30, 2025 — WEST TEXAS CREDIT UNION is a federally insured state chartered credit union headquartered in ODESSA, TX with 3 branch locations and about $65.70 million in total assets. Opened 73 years ago in 1953, WEST TEXAS CREDIT UNION has about 5,000 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WEST TEXAS CREDIT UNION |
|---|---|
| Address: (Main Office) | 4301 Mission Blvd ODESSA, TX 79765 |
| Phone: | (432) 934-0433 |
| Fax: | (432) 934-0434 |
| Website: | https://www.westtexascu.com |
| Branches: | 3 branch locations |
| Members: | 5,000 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67592 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $65,698,536 |
| CEO/Manager: | Angeline O Wilson |
| Chairperson: | Robert S Brown |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,897,232 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,862,776 |
| Unsecured Loans | 1,485,863 |
| Other Loans | 30,164,908 |
| TOTAL LOANS | 39,513,547 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -170,146 |
| Land And Building | 4,593,946 |
| Other Fixed Assets | 284,993 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 528,691 |
| All Other Assets | 0 |
| TOTAL ASSETS | 65,698,536 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 64,990 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 716,344 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,067,900 |
| Regular shares | 29,731,961 |
| All Other Shares & Deposits | 12,679,402 |
| TOTAL SHARES & DEPOSITS | 58,479,263 |
| TOTAL LIABILITIES | 59,260,597 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,437,939 |
| TOTAL EQUITY | 6,437,939 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 65,698,536 |
| INCOME & EXPENSE | |
| Loan Income | 1,788,904 |
| Investment Income | 580,069 |
| Other Income | 631,015 |
| Total Employee Compensation & Benefits | 1,156,129 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,605,223 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 38,365 |
| Cost of Funds | 202,764 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 116,546 |
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