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WEST TEXAS CREDIT UNION

Dec, 31, 2023 — WEST TEXAS CREDIT UNION is a federally insured state chartered credit union headquartered in ODESSA, TX with 3 branch locations and about $62.40 million in total assets. Opened 71 years ago in 1953, WEST TEXAS CREDIT UNION has about 4,824 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 316386777
Name:WEST TEXAS CREDIT UNION
Address:
(Main Office)
4301 Mission Blvd
ODESSA, TX 79765
Phone:(432) 934-0433
Fax:(432) 934-0434
Website:https://www.westtexascu.com
Branches:3 branch locations
Members:4,824
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67592
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$62,401,961
CEO/Manager:Adrian Rubio
Chairperson:Robert S Brown

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,670,596
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 10,170,142
 Unsecured Loans 1,541,645
 Other Loans 22,104,090
 TOTAL LOANS 33,815,878
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -163,566
 Land And Building 4,542,361
 Other Fixed Assets 338,809
 NCUSIF Deposit 522,735
 All Other Assets 0
  TOTAL ASSETS 62,401,961
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 562,065
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 15,242,128
 Regular shares 30,030,679
 All Other Shares & Deposits 10,287,673
  TOTAL SHARES & DEPOSITS 55,560,481
  TOTAL LIABILITIES 56,122,546
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 6,279,415
  TOTAL EQUITY 6,279,415
  TOTAL LIABILITIES, SHARES, & EQUITY 62,401,961
INCOME & EXPENSE  
 Loan Income 1,727,615
 Investment Income 878,581
 Other Income 891,218
 Total Employee Compensation & Benefits 1,494,055
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,821,546
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 35,782
 Cost of Funds 136,778
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 380,037
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