Sep, 30, 2025 — CAPROCK FEDERAL CREDIT UNION is a federal credit union headquartered in LAMESA, TX with 2 branch locations and about $39.47 million in total assets. Opened 61 years ago in 1965, CAPROCK FEDERAL CREDIT UNION has about 4,365 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPROCK FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 709 N 1ST ST LAMESA, TX 79331 |
| Phone: | (806) 872-5151 |
| Fax: | (806) 872-3363 |
| Website: | https://www.caprockcu.com |
| Branches: | 2 branch locations |
| Members: | 4,365 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16813 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1965 |
| Last Audited: | Feb 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $39,470,374 |
| CEO/Manager: | Dale J Hansard |
| Chairperson: | Dionicio Garza |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 951,382 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,173,699 |
| Unsecured Loans | 2,449,051 |
| Other Loans | 22,622,770 |
| TOTAL LOANS | 29,245,520 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -71,971 |
| Land And Building | 956,120 |
| Other Fixed Assets | 300,627 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 289,866 |
| All Other Assets | 45,978 |
| TOTAL ASSETS | 39,470,374 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 312,111 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,074,751 |
| Regular shares | 12,292,809 |
| All Other Shares & Deposits | 18,117,609 |
| TOTAL SHARES & DEPOSITS | 34,485,169 |
| TOTAL LIABILITIES | 34,797,280 |
| Regular Reserve | 0 |
| Other Reserves | 45,731 |
| Undivided Earnings | 4,627,363 |
| TOTAL EQUITY | 4,673,094 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 39,470,374 |
| INCOME & EXPENSE | |
| Loan Income | 1,379,282 |
| Investment Income | 274,878 |
| Other Income | 416,706 |
| Total Employee Compensation & Benefits | 740,198 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 976,167 |
| Non-operating Income & (Expense) | 36,647 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 33,308 |
| Cost of Funds | 521,554 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -80,314 |
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