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CITIZENS FEDERAL CREDIT UNION

Mar, 31, 2021 — CITIZENS FEDERAL CREDIT UNION is a federal credit union headquartered in BIG SPRING, TX with 6 branch locations and about $166.31 million in total assets. Opened 66 years ago in 1955, CITIZENS FEDERAL CREDIT UNION has about 7,338 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 311390140
Name:CITIZENS FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 425
BIG SPRING, TX 79721
Phone:(432) 267-6373
Fax:(432) 268-6120
Website:http://www.citizensfcu.com
Branches:6 branch locations
Members:7,338
Credit Union Type:Federal Credit Union
Charter Number:10170
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1955
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$166,311,663
CEO/Manager:Brandon Wooten
Chairperson:John Marshall

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Overdraft Protection
  • Risk Based Loans
  • ATM/Debit Card Program
  • Health Savings Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 17,955,576
TOTAL INVESTMENTS 99,543,824
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 2,000,100
 Other Loans 40,158,123
 TOTAL LOANS 42,158,223
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -444,846
 Land And Building 2,433,197
 Other Fixed Assets 393,860
 NCUSIF Deposit 1,174,576
 All Other Assets 3,097,253
  TOTAL ASSETS 166,311,663
LIABILITIES & CAPITAL:  
 Dividends Payable 1,447
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 523,771
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 57,178,912
 Regular shares 53,248,857
 All Other Shares & Deposits 37,562,597
  TOTAL SHARES & DEPOSITS 147,990,366
  TOTAL LIABILITIES 148,515,584
 Regular Reserve 1,518,782
 Other Reserves 695,562
 Undivided Earnings 15,581,735
  TOTAL EQUITY 17,796,079
  TOTAL LIABILITIES, SHARES, & EQUITY 166,311,663
INCOME & EXPENSE  
 Loan Income 495,238
 Investment Income 247,649
 Other Income 238,155
 Total Employee Compensation & Benefits 478,314
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 472,979
 Non-operating Income & (Expense) 4,624
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 102,249
 Cost of Funds 69,308
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 27,287
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