Sep, 30, 2025 — REEVES COUNTY TEACHERS CREDIT UNION is a federally insured state chartered credit union headquartered in PECOS, TX with 1 branch location and about $11.03 million in total assets. Opened 59 years ago in 1967, REEVES COUNTY TEACHERS CREDIT UNION has about 1,369 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | REEVES COUNTY TEACHERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 312 S Cedar St PECOS, TX 79772-3211 |
| Phone: | (432) 447-6192 |
| Fax: | |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,369 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61532 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,025,407 |
| CEO/Manager: | Luzelva Estrello |
| Chairperson: | John Salcido |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 871,941 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 144,330 |
| Unsecured Loans | 1,230,929 |
| Other Loans | 7,204,438 |
| TOTAL LOANS | 8,579,697 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -37,921 |
| Land And Building | 304,372 |
| Other Fixed Assets | 7,614 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 95,428 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,025,407 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,000 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 79,248 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,589,501 |
| All Other Shares & Deposits | 4,974,151 |
| TOTAL SHARES & DEPOSITS | 9,563,652 |
| TOTAL LIABILITIES | 9,648,900 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,376,507 |
| TOTAL EQUITY | 1,376,507 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,025,407 |
| INCOME & EXPENSE | |
| Loan Income | 399,245 |
| Investment Income | 42,285 |
| Other Income | 43,469 |
| Total Employee Compensation & Benefits | 181,999 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 142,873 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -71,246 |
| Cost of Funds | 194,482 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 71,673 |
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