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REEVES COUNTY TEACHERS CREDIT UNION

Dec, 31, 2023 — REEVES COUNTY TEACHERS CREDIT UNION is a federally insured state chartered credit union headquartered in PECOS, TX with 0 branch location and about $9.64 million in total assets. Opened 57 years ago in 1967, REEVES COUNTY TEACHERS CREDIT UNION has about 1,352 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:REEVES COUNTY TEACHERS CREDIT UNION
Address:
(Main Office)
312 S Cedar St
PECOS, TX 79772-3211
Phone:(432) 447-6192
Fax:
Website:n/a
Branches:0 branch locations
Members:1,352
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61532
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1967
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$9,637,209
CEO/Manager:Luzelva Estrello
Chairperson:John Salcido

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,154,791
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 216,107
 Unsecured Loans 1,278,091
 Other Loans 5,597,035
 TOTAL LOANS 7,091,233
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -126,657
 Land And Building 326,316
 Other Fixed Assets 7,824
 NCUSIF Deposit 81,703
 All Other Assets 0
  TOTAL ASSETS 9,637,209
LIABILITIES & CAPITAL:  
 Dividends Payable 16,500
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 88,306
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,900,571
 All Other Shares & Deposits 3,307,031
  TOTAL SHARES & DEPOSITS 8,207,602
  TOTAL LIABILITIES 8,312,408
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,324,801
  TOTAL EQUITY 1,324,801
  TOTAL LIABILITIES, SHARES, & EQUITY 9,637,209
INCOME & EXPENSE  
 Loan Income 423,604
 Investment Income 62,522
 Other Income 69,727
 Total Employee Compensation & Benefits 289,022
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 238,508
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,054
 Cost of Funds 140,201
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 13,437
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