MUTUAL SAVINGS CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://mutualsavingscu.org for more information.
Sep, 30, 2025 — MUTUAL SAVINGS CREDIT UNION is a federally insured state chartered credit union headquartered in Atlanta, GA with 1 branch location and about $85.31 million in total assets. Opened 35 years ago in 1991, MUTUAL SAVINGS CREDIT UNION has about 5,701 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MUTUAL SAVINGS CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 4569 Atlanta, GA 30302 |
| Phone: | (404) 584-4754 |
| Fax: | (404) 584-4572 |
| Website: | https://mutualsavingscu.org |
| Branches: | 1 branch locations |
| Members: | 5,701 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67388 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1991 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $85,308,948 |
| CEO/Manager: | Rusty Moon |
| Chairperson: | James D Anderson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,944,506 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 25,824,828 |
| Unsecured Loans | 3,139,750 |
| Other Loans | 16,024,237 |
| TOTAL LOANS | 44,988,815 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -209,171 |
| Land And Building | 0 |
| Other Fixed Assets | 18,764 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 685,135 |
| All Other Assets | 0 |
| TOTAL ASSETS | 85,308,948 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 591,853 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,632,285 |
| Regular shares | 26,401,058 |
| All Other Shares & Deposits | 37,338,296 |
| TOTAL SHARES & DEPOSITS | 74,371,639 |
| TOTAL LIABILITIES | 74,963,492 |
| Regular Reserve | 0 |
| Other Reserves | 2,601,777 |
| Undivided Earnings | 7,743,679 |
| TOTAL EQUITY | 10,345,456 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 85,308,948 |
| INCOME & EXPENSE | |
| Loan Income | 1,245,626 |
| Investment Income | 395,489 |
| Other Income | 83,451 |
| Total Employee Compensation & Benefits | 933,663 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 536,119 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,000 |
| Cost of Funds | 316,908 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 290,183 |
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