Jun, 30, 2024 — FAMILY FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in HAPEVILLE, GA with 2 branch locations and about $142.48 million in total assets. Opened 95 years ago in 1930, FAMILY FIRST CREDIT UNION has about 12,349 members and employs 37 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FAMILY FIRST CREDIT UNION |
|---|---|
| Address: (Main Office) | 3604 Atlanta Ave HAPEVILLE, GA 30354 |
| Phone: | (404) 768-4980 |
| Fax: | (404) 768-5496 |
| Website: | https://www.ffcuga.org |
| Branches: | 2 branch locations |
| Members: | 12,349 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61831 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1930 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $142,477,918 |
| CEO/Manager: | Stephen P Smith |
| Chairperson: | Pat McBurnett |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,010,202 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 29,568,242 |
| Unsecured Loans | 7,270,373 |
| Other Loans | 43,531,740 |
| TOTAL LOANS | 80,650,069 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -501,655 |
| Land And Building | 3,493,816 |
| Other Fixed Assets | 72,551 |
| NCUSIF Deposit | 1,126,121 |
| All Other Assets | 0 |
| TOTAL ASSETS | 142,477,918 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,544 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,815,387 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 21,573,868 |
| Regular shares | 76,549,173 |
| All Other Shares & Deposits | 27,797,520 |
| TOTAL SHARES & DEPOSITS | 125,920,561 |
| TOTAL LIABILITIES | 127,737,492 |
| Regular Reserve | 0 |
| Other Reserves | -373,923 |
| Undivided Earnings | 15,114,349 |
| TOTAL EQUITY | 14,740,426 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 142,477,918 |
| INCOME & EXPENSE | |
| Loan Income | 3,169,781 |
| Investment Income | 324,447 |
| Other Income | 750,422 |
| Total Employee Compensation & Benefits | 2,269,571 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,311,957 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 157,179 |
| Cost of Funds | 129,978 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 610,323 |
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