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FAMILY FIRST CREDIT UNION

Sep, 30, 2022 — FAMILY FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in HAPEVILLE, GA with 2 branch locations and about $142.48 million in total assets. Opened 93 years ago in 1930, FAMILY FIRST CREDIT UNION has about 12,349 members and employs 37 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FAMILY FIRST CREDIT UNION
Address:
(Main Office)
3604 Atlanta Ave
HAPEVILLE, GA 30354
Phone:(404) 768-4980
Fax:(404) 768-5496
Website:https://www.ffcuga.org
Branches:2 branch locations
Members:12,349
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61831
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1930
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$142,477,918
CEO/Manager:Stephen P Smith
Chairperson:Pat McBurnett

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,010,202
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 29,568,242
 Unsecured Loans 7,270,373
 Other Loans 43,531,740
 TOTAL LOANS 80,650,069
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -501,655
 Land And Building 3,493,816
 Other Fixed Assets 72,551
 NCUSIF Deposit 1,126,121
 All Other Assets 0
  TOTAL ASSETS 142,477,918
LIABILITIES & CAPITAL:  
 Dividends Payable 1,544
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,815,387
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 21,573,868
 Regular shares 76,549,173
 All Other Shares & Deposits 27,797,520
  TOTAL SHARES & DEPOSITS 125,920,561
  TOTAL LIABILITIES 127,737,492
 Regular Reserve 0
 Other Reserves -373,923
 Undivided Earnings 15,114,349
  TOTAL EQUITY 14,740,426
  TOTAL LIABILITIES, SHARES, & EQUITY 142,477,918
INCOME & EXPENSE  
 Loan Income 3,169,781
 Investment Income 324,447
 Other Income 750,422
 Total Employee Compensation & Benefits 2,269,571
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,311,957
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 157,179
 Cost of Funds 129,978
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 610,323
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