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FAMILY FIRST CREDIT UNION

Mar, 31, 2022 — FAMILY FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in HAPEVILLE, GA with 2 branch locations and about $139.15 million in total assets. Opened 92 years ago in 1930, FAMILY FIRST CREDIT UNION has about 12,515 members and employs 37 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FAMILY FIRST CREDIT UNION
Address:
(Main Office)
3604 Atlanta Ave
HAPEVILLE, GA 30354
Phone:(404) 768-4980
Fax:(404) 768-5496
Website:https://www.ffcuga.org
Branches:2 branch locations
Members:12,515
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61831
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1930
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$139,148,866
CEO/Manager:Stephen P Smith
Chairperson:Pat McBurnett

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,486,661
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 26,548,492
 Unsecured Loans 7,141,579
 Other Loans 40,563,953
 TOTAL LOANS 74,573,015
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -500,124
 Land And Building 3,538,163
 Other Fixed Assets 90,015
 NCUSIF Deposit 1,083,365
 All Other Assets 0
  TOTAL ASSETS 139,148,866
LIABILITIES & CAPITAL:  
 Dividends Payable 2,151
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,562,574
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 20,238,404
 Regular shares 74,788,216
 All Other Shares & Deposits 28,334,629
  TOTAL SHARES & DEPOSITS 123,361,249
  TOTAL LIABILITIES 124,925,974
 Regular Reserve 0
 Other Reserves -437,085
 Undivided Earnings 14,659,977
  TOTAL EQUITY 14,222,892
  TOTAL LIABILITIES, SHARES, & EQUITY 139,148,866
INCOME & EXPENSE  
 Loan Income 1,037,873
 Investment Income 68,982
 Other Income 235,106
 Total Employee Compensation & Benefits 733,977
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 418,721
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 38,543
 Cost of Funds 41,429
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 155,951
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