Sep, 30, 2025 — CGR CREDIT UNION is a federally insured state chartered credit union headquartered in MACON, GA with 5 branch locations and about $114.60 million in total assets. Opened 35 years ago in 1991, CGR CREDIT UNION has about 11,400 members and employs 32 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CGR CREDIT UNION |
|---|---|
| Address: (Main Office) | 2040 Ingleside Ave MACON, GA 31204 |
| Phone: | (478) 745-0494 |
| Fax: | (478) 738-8582 |
| Website: | https://www.cgrcu.org |
| Branches: | 5 branch locations |
| Members: | 11,400 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67367 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1991 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $114,604,892 |
| CEO/Manager: | Clint Harper |
| Chairperson: | Kevin Carter |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,103,938 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,923,018 |
| Unsecured Loans | 5,041,404 |
| Other Loans | 30,315,545 |
| TOTAL LOANS | 46,279,967 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -505,404 |
| Land And Building | 5,668,235 |
| Other Fixed Assets | 191,388 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 832,729 |
| All Other Assets | 2,600 |
| TOTAL ASSETS | 114,604,892 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,407,086 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,170,901 |
| Regular shares | 41,558,334 |
| All Other Shares & Deposits | 25,394,180 |
| TOTAL SHARES & DEPOSITS | 87,123,417 |
| TOTAL LIABILITIES | 89,530,503 |
| Regular Reserve | 0 |
| Other Reserves | 2,686,805 |
| Undivided Earnings | 22,387,584 |
| TOTAL EQUITY | 25,074,389 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 114,604,892 |
| INCOME & EXPENSE | |
| Loan Income | 2,609,931 |
| Investment Income | 1,390,825 |
| Other Income | 1,602,467 |
| Total Employee Compensation & Benefits | 1,863,822 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,117,795 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 348,873 |
| Cost of Funds | 626,984 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,586,879 |
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