Sep, 30, 2025 — DAY AIR CREDIT UNION is a federally insured state chartered credit union headquartered in KETTERING, OH with 5 branch locations and about $873.01 million in total assets. Opened 82 years ago in 1944, DAY AIR CREDIT UNION has about 53,817 members and employs 116 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DAY AIR CREDIT UNION |
|---|---|
| Address: (Main Office) | 3501 Wilmington Pike KETTERING, OH 45429 |
| Phone: | (937) 643-2160 |
| Fax: | (937) 643-3886 |
| Website: | https://www.dayair.org |
| Branches: | 5 branch locations |
| Members: | 53,817 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66835 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1944 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $873,006,293 |
| CEO/Manager: | William Burke |
| Chairperson: | Brian Hayes |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 44,944,480 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 311,268 |
| Real Estate Loans | 337,828,334 |
| Unsecured Loans | 23,978,761 |
| Other Loans | 356,045,776 |
| TOTAL LOANS | 717,852,873 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,117,234 |
| Land And Building | 11,335,499 |
| Other Fixed Assets | 1,146,735 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,313,301 |
| All Other Assets | 2,468,539 |
| TOTAL ASSETS | 873,006,293 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 32,518,644 |
| Accounts Payable & Other Liabilities | 9,237,630 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 103,629,910 |
| Regular shares | 131,192,464 |
| All Other Shares & Deposits | 480,608,755 |
| TOTAL SHARES & DEPOSITS | 715,431,128 |
| TOTAL LIABILITIES | 757,233,068 |
| Regular Reserve | 0 |
| Other Reserves | -2,138,793 |
| Undivided Earnings | 117,912,018 |
| TOTAL EQUITY | 115,773,225 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 873,006,293 |
| INCOME & EXPENSE | |
| Loan Income | 32,916,316 |
| Investment Income | 3,062,847 |
| Other Income | 5,525,873 |
| Total Employee Compensation & Benefits | 9,032,843 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,357,700 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,288,325 |
| Cost of Funds | 13,741,159 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 10,152,377 |
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