Sep, 30, 2025 — SAN JOAQUIN POWER EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in FRESNO, CA with 1 branch location and about $177.12 million in total assets. Opened 92 years ago in 1934, SAN JOAQUIN POWER EMPLOYEES CREDIT UNION has about 6,556 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAN JOAQUIN POWER EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 1080 W SHAW AVE STE 109 FRESNO, CA 93711 |
| Phone: | (559) 230-5080 |
| Fax: | (559) 230-5097 |
| Website: | https://www.sjpecu.org |
| Branches: | 1 branch locations |
| Members: | 6,556 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66788 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $177,123,810 |
| CEO/Manager: | Marc Bradford |
| Chairperson: | ANNETTE ROBBINS |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,567,260 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 73,595,137 |
| Unsecured Loans | 2,943,053 |
| Other Loans | 48,650,542 |
| TOTAL LOANS | 125,188,732 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,252,208 |
| Land And Building | 1,474,318 |
| Other Fixed Assets | 28,289 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,418,433 |
| All Other Assets | 0 |
| TOTAL ASSETS | 177,123,810 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,538,109 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 149,579 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 146,349,257 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 146,349,257 |
| TOTAL LIABILITIES | 151,036,945 |
| Regular Reserve | 0 |
| Other Reserves | 3,132,691 |
| Undivided Earnings | 22,954,174 |
| TOTAL EQUITY | 26,086,865 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 177,123,810 |
| INCOME & EXPENSE | |
| Loan Income | 4,525,888 |
| Investment Income | 1,683,394 |
| Other Income | 14,558 |
| Total Employee Compensation & Benefits | 817,491 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 375,581 |
| Non-operating Income & (Expense) | 211,782 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 59,138 |
| Cost of Funds | 4,538,109 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 645,303 |
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