Sep, 30, 2025 — U S EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in FAIRMONT, WV with 1 branch location and about $545,343 in total assets. Opened 76 years ago in 1950, U S EMPLOYEES FEDERAL CREDIT UNION has about 116 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U S EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 331 Madison St FAIRMONT, WV 26554-3124 |
| Phone: | (304) 366-0910 |
| Fax: | |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 116 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6672 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $545,343 |
| CEO/Manager: | James R Emerick |
| Chairperson: | Brandy I Lanham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 172,142 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 40,508 |
| Other Loans | 134,494 |
| TOTAL LOANS | 175,002 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,571 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,244 |
| All Other Assets | 0 |
| TOTAL ASSETS | 545,343 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,212 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 103,930 |
| All Other Shares & Deposits | 389,278 |
| TOTAL SHARES & DEPOSITS | 493,208 |
| TOTAL LIABILITIES | 494,420 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 50,923 |
| TOTAL EQUITY | 50,923 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 545,343 |
| INCOME & EXPENSE | |
| Loan Income | 13,483 |
| Investment Income | 3,694 |
| Other Income | 15 |
| Total Employee Compensation & Benefits | 10,863 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,419 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 656 |
| Cost of Funds | 7,391 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -9,077 |
| ↑ Back to Top | |