Sep, 30, 2025 — U. S. EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in TOMBALL, TX with 2 branch locations and about $87.32 million in total assets. Opened 93 years ago in 1933, U. S. EMPLOYEES CREDIT UNION has about 7,508 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U. S. EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 24909 Kuykendahl Rd TOMBALL, TX 77375-3295 |
| Phone: | (713) 595-3400 |
| Fax: | (713) 595-3303 |
| Website: | https://www.usecuweb.com |
| Branches: | 2 branch locations |
| Members: | 7,508 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66372 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1933 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $87,318,100 |
| CEO/Manager: | Sandra Childers |
| Chairperson: | Michael Foster |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,431,018 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,254,871 |
| Unsecured Loans | 3,420,374 |
| Other Loans | 26,538,853 |
| TOTAL LOANS | 35,214,098 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -292,541 |
| Land And Building | 2,612,045 |
| Other Fixed Assets | 146,816 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 771,020 |
| All Other Assets | 0 |
| TOTAL ASSETS | 87,318,100 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 635,672 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,390,881 |
| Regular shares | 41,873,098 |
| All Other Shares & Deposits | 16,950,146 |
| TOTAL SHARES & DEPOSITS | 78,214,125 |
| TOTAL LIABILITIES | 78,849,797 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,468,303 |
| TOTAL EQUITY | 8,468,303 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 87,318,100 |
| INCOME & EXPENSE | |
| Loan Income | 1,455,521 |
| Investment Income | 1,326,817 |
| Other Income | 294,989 |
| Total Employee Compensation & Benefits | 1,040,645 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,314,925 |
| Non-operating Income & (Expense) | -728 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 162,499 |
| Cost of Funds | 340,552 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 450,116 |
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