Sep, 30, 2025 — DELTA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in ATLANTA, GA with 34 branch locations and about $8.84 billion in total assets. Opened 86 years ago in 1940, DELTA COMMUNITY CREDIT UNION has about 524,276 members and employs 1,385 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DELTA COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 3250 Riverwood Pkwy SE ATLANTA, GA 30339-6419 |
| Phone: | (404) 715-4725 |
| Fax: | |
| Website: | https://www.deltacommunitycu.com |
| Branches: | 34 branch locations |
| Members: | 524,276 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66357 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $8,838,377,901 |
| CEO/Manager: | Hank Halter |
| Chairperson: | Linda O'Shea |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 244,370,034 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,875,371,428 |
| Unsecured Loans | 417,732,979 |
| Other Loans | 1,818,056,953 |
| TOTAL LOANS | 6,111,326,730 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -54,746,510 |
| Land And Building | 56,869,617 |
| Other Fixed Assets | 66,086,445 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 72,429,970 |
| All Other Assets | 349,763 |
| TOTAL ASSETS | 8,838,377,901 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 127,046,841 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,639,568,548 |
| Regular shares | 2,032,738,506 |
| All Other Shares & Deposits | 4,124,354,153 |
| TOTAL SHARES & DEPOSITS | 7,796,661,207 |
| TOTAL LIABILITIES | 7,924,936,353 |
| Regular Reserve | 0 |
| Other Reserves | -165,313,992 |
| Undivided Earnings | 1,078,755,540 |
| TOTAL EQUITY | 913,441,548 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,838,377,901 |
| INCOME & EXPENSE | |
| Loan Income | 230,499,161 |
| Investment Income | 59,569,984 |
| Other Income | 22,584,788 |
| Total Employee Compensation & Benefits | 126,549,008 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 90,853,212 |
| Non-operating Income & (Expense) | -56,772 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 13,962,547 |
| Cost of Funds | 81,134,264 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 54,808,606 |
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