PIEDMONT CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.piedmontcreditunionnc.com/ for more information.
Sep, 30, 2025 — PIEDMONT CREDIT UNION is a federally insured state chartered credit union headquartered in Statesville, NC with 1 branch location and about $5.19 million in total assets. Opened 45 years ago in 1981, PIEDMONT CREDIT UNION has about 901 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PIEDMONT CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 1307 Statesville, NC 28687 |
| Phone: | (704) 873-6400 |
| Fax: | (704) 871-1200 |
| Website: | https://www.piedmontcreditunionnc.com/ |
| Branches: | 1 branch locations |
| Members: | 901 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65781 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1981 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,192,546 |
| CEO/Manager: | Ginger B Waddell |
| Chairperson: | Frank W Furches |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,733,131 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 307,231 |
| Other Loans | 2,750,007 |
| TOTAL LOANS | 3,850,230 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,226 |
| Land And Building | 274,885 |
| Other Fixed Assets | 5,247 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 46,331 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,192,546 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,316 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 65,391 |
| Regular shares | 4,160,286 |
| All Other Shares & Deposits | 500,869 |
| TOTAL SHARES & DEPOSITS | 4,726,546 |
| TOTAL LIABILITIES | 5,112,274 |
| Regular Reserve | 0 |
| Other Reserves | 216,164 |
| Undivided Earnings | 246,520 |
| TOTAL EQUITY | 462,684 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,527,132 |
| INCOME & EXPENSE | |
| Loan Income | 98,074 |
| Investment Income | 36,610 |
| Other Income | 7,832 |
| Total Employee Compensation & Benefits | 61,866 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 99,760 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,254 |
| Cost of Funds | 4,435 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -23,144 |
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