Sep, 30, 2025 — UNITED ASSOCIATION CREDIT UNION is a federally insured state chartered credit union headquartered in CONCORD, CA with 1 branch location and about $13.28 million in total assets. Opened 69 years ago in 1957, UNITED ASSOCIATION CREDIT UNION has about 2,138 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED ASSOCIATION CREDIT UNION |
|---|---|
| Address: (Main Office) | 935 Detroit Ave CONCORD, CA 94518 |
| Phone: | (925) 686-1044 |
| Fax: | (925) 676-2752 |
| Website: | https://unitedassociationcu.org |
| Branches: | 1 branch locations |
| Members: | 2,138 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65155 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,279,546 |
| CEO/Manager: | Rawnie Thomas |
| Chairperson: | John Patten |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 901,557 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,089,979 |
| Other Loans | 6,226,447 |
| TOTAL LOANS | 7,316,426 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,910 |
| Land And Building | 0 |
| Other Fixed Assets | 176 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 104,840 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,279,546 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -228 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 10,866,434 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 10,866,434 |
| TOTAL LIABILITIES | 10,866,206 |
| Regular Reserve | 0 |
| Other Reserves | 106,528 |
| Undivided Earnings | 2,306,812 |
| TOTAL EQUITY | 2,413,340 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,279,546 |
| INCOME & EXPENSE | |
| Loan Income | 346,502 |
| Investment Income | 173,672 |
| Other Income | 7,211 |
| Total Employee Compensation & Benefits | 245,201 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 85,520 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,584 |
| Cost of Funds | 24,498 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 181,584 |
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