Sep, 30, 2025 — ALABAMA POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 1 branch location and about $6.34 million in total assets. Opened 99 years ago in 1927, ALABAMA POSTAL CREDIT UNION has about 902 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALABAMA POSTAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 351 24th St N BIRMINGHAM, AL 35203-3836 |
| Phone: | (205) 252-4812 |
| Fax: | (205) 251-2829 |
| Website: | https://www.alabamapostalcu.com |
| Branches: | 1 branch locations |
| Members: | 902 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64645 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1927 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,344,175 |
| CEO/Manager: | Randy V Allen |
| Chairperson: | James A Schilling |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 990,846 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 664,295 |
| Other Loans | 1,641,812 |
| TOTAL LOANS | 2,306,107 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -54,693 |
| Land And Building | 0 |
| Other Fixed Assets | 260 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 32,681 |
| All Other Assets | 19,136 |
| TOTAL ASSETS | 6,344,175 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,997 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,328,197 |
| All Other Shares & Deposits | 1,246,265 |
| TOTAL SHARES & DEPOSITS | 3,574,462 |
| TOTAL LIABILITIES | 3,583,459 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,760,716 |
| TOTAL EQUITY | 2,760,716 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,344,175 |
| INCOME & EXPENSE | |
| Loan Income | 211,871 |
| Investment Income | 124,990 |
| Other Income | 9,128 |
| Total Employee Compensation & Benefits | 105,281 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 65,857 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 57,624 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 117,227 |
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