RIVER VALLEY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.rivercu.com for more information.
Sep, 30, 2025 — RIVER VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in Brattleboro, VT with 5 branch locations and about $154.89 million in total assets. Opened 80 years ago in 1946, RIVER VALLEY CREDIT UNION has about 18,714 members and employs 60 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVER VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 8366, 820 Putney Rd Brattleboro, VT 05304 |
| Phone: | (802) 254-4800 |
| Fax: | (802) 254-2191 |
| Website: | https://www.rivercu.com |
| Branches: | 5 branch locations |
| Members: | 18,714 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64365 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1946 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $154,893,361 |
| CEO/Manager: | Jeffrey J Morse |
| Chairperson: | Mike Cooney |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 38,577,732 |
| TOTAL INVESTMENTS | 346,600 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 77,078,101 |
| Unsecured Loans | 8,004,336 |
| Other Loans | 25,035,148 |
| TOTAL LOANS | 110,605,836 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -980,836 |
| Land And Building | 4,131,044 |
| Other Fixed Assets | 313,388 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,092,109 |
| All Other Assets | 807,488 |
| TOTAL ASSETS | 154,893,361 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 758,806 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 35,063,288 |
| Regular shares | 81,042,753 |
| All Other Shares & Deposits | 26,256,108 |
| TOTAL SHARES & DEPOSITS | 142,362,149 |
| TOTAL LIABILITIES | 143,120,955 |
| Regular Reserve | 1,522,193 |
| Other Reserves | 0 |
| Undivided Earnings | 10,250,213 |
| TOTAL EQUITY | 11,772,406 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 154,893,361 |
| INCOME & EXPENSE | |
| Loan Income | 4,658,804 |
| Investment Income | 40,847 |
| Other Income | 1,665,392 |
| Total Employee Compensation & Benefits | 2,942,320 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,982,524 |
| Non-operating Income & (Expense) | 1,634 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 606,500 |
| Cost of Funds | 364,371 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 470,962 |
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