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CENTRAL VERMONT MEDICAL CENTER,INC. CREDIT UNION

Mar, 31, 2022 — CENTRAL VERMONT MEDICAL CENTER,INC. CREDIT UNION is a federally insured state chartered credit union headquartered in BERLIN, VT with 1 branch location and about $14.81 million in total assets. Opened 52 years ago in 1970, CENTRAL VERMONT MEDICAL CENTER,INC. CREDIT UNION has about 1,712 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CENTRAL VERMONT MEDICAL CENTER,INC. CREDIT UNION
Address:
(Main Office)
130 Fisher Rd
BERLIN, VT 05602
Phone:(802) 371-4211
Fax:(802) 371-5359
Website:http://www.cvmccu.org
Branches:1 branch locations
Members:1,712
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65090
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1970
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$14,812,368
CEO/Manager:Patrick Reeves
Chairperson:Karin Morrow

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,330,324
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,032,641
 Other Loans 3,472,033
 TOTAL LOANS 4,504,674
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -27,189
 Land And Building 0
 Other Fixed Assets 25,901
 NCUSIF Deposit 102,137
 All Other Assets 2,950
  TOTAL ASSETS 14,812,368
LIABILITIES & CAPITAL:  
 Dividends Payable 3,395
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 41,994
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,995,765
 Regular shares 3,196,380
 All Other Shares & Deposits 6,461,903
  TOTAL SHARES & DEPOSITS 11,654,048
  TOTAL LIABILITIES 11,699,437
 Regular Reserve 0
 Other Reserves 305,116
 Undivided Earnings 2,807,815
  TOTAL EQUITY 3,112,931
  TOTAL LIABILITIES, SHARES, & EQUITY 14,812,368
INCOME & EXPENSE  
 Loan Income 67,598
 Investment Income 5,754
 Other Income 7,882
 Total Employee Compensation & Benefits 24,782
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 45,175
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 6,861
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,416
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