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WHITE RIVER CREDIT UNION

Mar, 31, 2021 — WHITE RIVER CREDIT UNION is a federally insured state chartered credit union headquartered in Rochester, VT with 3 branch locations and about $51.81 million in total assets. Opened 74 years ago in 1947, WHITE RIVER CREDIT UNION has about 4,255 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211691279
Name:WHITE RIVER CREDIT UNION
Address:
(Main Office)
PO Box 419
Rochester, VT 05767-0419
Phone:(802) 767-3333
Fax:(802) 767-3046
Website:http://www.whitercu.com
Branches:3 branch locations
Members:4,255
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64421
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1947
Last Audited:Aug 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$51,810,594
CEO/Manager:Wanda H Dunham
Chairperson:Nancy E Harvey

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 16,413,552
TOTAL INVESTMENTS 8,907,935
Loans Held for Sale 0
 
 Real Estate Loans 12,753,593
 Unsecured Loans 1,602,037
 Other Loans 10,722,076
 TOTAL LOANS 25,077,706
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -81,494
 Land And Building 811,609
 Other Fixed Assets 131,959
 NCUSIF Deposit 338,145
 All Other Assets 211,182
  TOTAL ASSETS 51,810,594
LIABILITIES & CAPITAL:  
 Dividends Payable 23
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 765,174
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,654,559
 Regular shares 26,598,565
 All Other Shares & Deposits 12,351,522
  TOTAL SHARES & DEPOSITS 47,604,646
  TOTAL LIABILITIES 48,369,843
 Regular Reserve 595,280
 Other Reserves 38,472
 Undivided Earnings 2,806,999
  TOTAL EQUITY 3,440,751
  TOTAL LIABILITIES, SHARES, & EQUITY 51,810,594
INCOME & EXPENSE  
 Loan Income 331,461
 Investment Income 25,546
 Other Income 86,029
 Total Employee Compensation & Benefits 215,267
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 214,850
 Non-operating Income & (Expense) -1,250
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 17,653
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 11,528
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