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WHITE RIVER CREDIT UNION

Mar, 31, 2022 — WHITE RIVER CREDIT UNION is a federally insured state chartered credit union headquartered in ROCHESTER, VT with 3 branch locations and about $52.39 million in total assets. Opened 75 years ago in 1947, WHITE RIVER CREDIT UNION has about 4,202 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211691279
Name:WHITE RIVER CREDIT UNION
Address:
(Main Office)
96 N Main St
ROCHESTER, VT 05767-9704
Phone:(802) 767-3333
Fax:(802) 767-3046
Website:http://www.whitercu.com
Branches:3 branch locations
Members:4,202
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64421
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1947
Last Audited:Aug 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$52,393,161
CEO/Manager:Wanda H Dunham
Chairperson:Nancy E Harvey

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 13,404,438
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 13,377,625
 Unsecured Loans 1,487,698
 Other Loans 11,820,860
 TOTAL LOANS 26,686,183
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -42,041
 Land And Building 776,514
 Other Fixed Assets 109,582
 NCUSIF Deposit 482,949
 All Other Assets 0
  TOTAL ASSETS 52,393,161
LIABILITIES & CAPITAL:  
 Dividends Payable 2
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 918,246
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,139,301
 Regular shares 28,168,902
 All Other Shares & Deposits 10,645,106
  TOTAL SHARES & DEPOSITS 47,953,309
  TOTAL LIABILITIES 48,871,557
 Regular Reserve 0
 Other Reserves 404,522
 Undivided Earnings 3,117,082
  TOTAL EQUITY 3,521,604
  TOTAL LIABILITIES, SHARES, & EQUITY 52,393,161
INCOME & EXPENSE  
 Loan Income 341,351
 Investment Income 29,195
 Other Income 95,130
 Total Employee Compensation & Benefits 219,982
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 217,652
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 8,931
 Cost of Funds 4,520
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 32,197
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