Sep, 30, 2025 — CREDIT UNION OF VERMONT is a federally insured state chartered credit union headquartered in RUTLAND, VT with 1 branch location and about $81.02 million in total assets. Opened 68 years ago in 1958, CREDIT UNION OF VERMONT has about 3,434 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CREDIT UNION OF VERMONT |
|---|---|
| Address: (Main Office) | 2 S Main St RUTLAND, VT 05701-4262 |
| Phone: | (802) 773-0027 |
| Fax: | |
| Website: | https://www.cuvermont.coop |
| Branches: | 1 branch locations |
| Members: | 3,434 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63896 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $81,022,678 |
| CEO/Manager: | Bryan S Kent |
| Chairperson: | Barbara J Sandillo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,361,407 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 29,839,572 |
| Unsecured Loans | 1,538,209 |
| Other Loans | 12,136,412 |
| TOTAL LOANS | 43,514,192 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -67,439 |
| Land And Building | 928,851 |
| Other Fixed Assets | 59,058 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 665,427 |
| All Other Assets | 0 |
| TOTAL ASSETS | 81,022,678 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 186,398 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,323,261 |
| Regular shares | 19,639,682 |
| All Other Shares & Deposits | 40,899,746 |
| TOTAL SHARES & DEPOSITS | 68,862,689 |
| TOTAL LIABILITIES | 69,049,087 |
| Regular Reserve | 0 |
| Other Reserves | 1,500,000 |
| Undivided Earnings | 10,473,591 |
| TOTAL EQUITY | 11,973,591 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 81,022,678 |
| INCOME & EXPENSE | |
| Loan Income | 1,810,529 |
| Investment Income | 1,218,503 |
| Other Income | 127,773 |
| Total Employee Compensation & Benefits | 698,542 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 524,455 |
| Non-operating Income & (Expense) | 6,518 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 40,000 |
| Cost of Funds | 1,010,344 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,054,998 |
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