Sep, 30, 2025 — SOUTH CENTRAL MISSOURI CREDIT UNION is a federally insured state chartered credit union headquartered in WILLOW SPRINGS, MO with 1 branch location and about $9.69 million in total assets. Opened 72 years ago in 1954, SOUTH CENTRAL MISSOURI CREDIT UNION has about 1,941 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTH CENTRAL MISSOURI CREDIT UNION |
|---|---|
| Address: (Main Office) | 901 E Main St WILLOW SPRINGS, MO 65793 |
| Phone: | (417) 469-6233 |
| Fax: | (417) 469-1101 |
| Website: | https://www.creditunionmo.com |
| Branches: | 1 branch locations |
| Members: | 1,941 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64222 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $9,693,149 |
| CEO/Manager: | Amy Walker |
| Chairperson: | Richard Elijah |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,096,660 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 95,246 |
| Other Loans | 3,437,381 |
| TOTAL LOANS | 3,532,628 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,432 |
| Land And Building | 4,500 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 80,195 |
| All Other Assets | 0 |
| TOTAL ASSETS | 9,693,149 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 19,006 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 23,060 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 8,218,052 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 8,218,052 |
| TOTAL LIABILITIES | 8,260,118 |
| Regular Reserve | 0 |
| Other Reserves | 761,583 |
| Undivided Earnings | 671,448 |
| TOTAL EQUITY | 1,433,031 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,693,149 |
| INCOME & EXPENSE | |
| Loan Income | 155,386 |
| Investment Income | 50,352 |
| Other Income | 3,743 |
| Total Employee Compensation & Benefits | 75,906 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 77,728 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,412 |
| Cost of Funds | 53,560 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 875 |
| ↑ Back to Top | |