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RIVERWAYS FEDERAL CREDIT UNION

Dec, 31, 2020 — RIVERWAYS FEDERAL CREDIT UNION is a federal credit union headquartered in Rolla, MO with 2 branch locations and about $68.91 million in total assets. Opened 62 years ago in 1959, RIVERWAYS FEDERAL CREDIT UNION has about 8,168 members and employs 31 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RIVERWAYS FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 8
Rolla, MO 65402
Phone:(573) 308-3113
Fax:(573) 341-2136
Website:http://www.riverwaysfcu.com
Branches:2 branch locations
Members:8,168
Credit Union Type:Federal Credit Union
Charter Number:12890
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1959
Last Audited:Jun 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$68,914,877
CEO/Manager:Scott Shults
Chairperson:Phil Rufe

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,947,479
TOTAL INVESTMENTS 3,826,749
Loans Held for Sale 0
 
 Real Estate Loans 29,816,369
 Unsecured Loans 1,837,832
 Other Loans 17,126,546
 TOTAL LOANS 48,780,747
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -218,199
 Land And Building 1,964,113
 Other Fixed Assets 1,182,551
 NCUSIF Deposit 539,327
 All Other Assets 3,892,110
  TOTAL ASSETS 68,914,877
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 1,550,000
 Accounts Payable & Other Liabilities 839,295
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 800,000
 Share Drafts 17,958,394
 Regular shares 18,167,916
 All Other Shares & Deposits 24,862,824
  TOTAL SHARES & DEPOSITS 60,989,134
  TOTAL LIABILITIES 64,178,429
 Regular Reserve 542,287
 Other Reserves 1,321,605
 Undivided Earnings 2,872,556
  TOTAL EQUITY 4,736,448
  TOTAL LIABILITIES, SHARES, & EQUITY 68,914,877
INCOME & EXPENSE  
 Loan Income 2,312,292
 Investment Income 70,616
 Other Income 1,745,443
 Total Employee Compensation & Benefits 1,374,955
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,782,163
 Non-operating Income & (Expense) -1,909
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 135,153
 Cost of Funds 351,955
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 482,216
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