Sep, 30, 2025 — EDUCATIONAL COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SPRINGFIELD, MO with 2 branch locations and about $74.58 million in total assets. Opened 88 years ago in 1938, EDUCATIONAL COMMUNITY CREDIT UNION has about 7,933 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EDUCATIONAL COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1221 E Grand St SPRINGFIELD, MO 65804 |
| Phone: | (417) 831-0534 |
| Fax: | (417) 831-2719 |
| Website: | https://www.educationalccu.org |
| Branches: | 2 branch locations |
| Members: | 7,933 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62589 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $74,580,582 |
| CEO/Manager: | Robb W Herren |
| Chairperson: | Cynthia Barnett |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,536,291 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,151,587 |
| Unsecured Loans | 1,474,753 |
| Other Loans | 33,501,799 |
| TOTAL LOANS | 45,128,139 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -340,497 |
| Land And Building | 1,785,894 |
| Other Fixed Assets | 132,051 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 658,527 |
| All Other Assets | 0 |
| TOTAL ASSETS | 74,580,582 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 146,600 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 935,255 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,845,813 |
| Regular shares | 37,741,365 |
| All Other Shares & Deposits | 12,906,304 |
| TOTAL SHARES & DEPOSITS | 66,493,482 |
| TOTAL LIABILITIES | 67,575,337 |
| Regular Reserve | 0 |
| Other Reserves | 1,052,765 |
| Undivided Earnings | 5,952,480 |
| TOTAL EQUITY | 7,005,245 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 74,580,582 |
| INCOME & EXPENSE | |
| Loan Income | 1,953,847 |
| Investment Income | 603,443 |
| Other Income | 173,768 |
| Total Employee Compensation & Benefits | 1,280,763 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 941,194 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 177,059 |
| Cost of Funds | 207,064 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 423,285 |
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