Sep, 30, 2025 — LEGACY CREDIT UNION is a federally insured state chartered credit union headquartered in JOPLIN, MO with 2 branch locations and about $24.93 million in total assets. Opened 74 years ago in 1952, LEGACY CREDIT UNION has about 3,191 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LEGACY CREDIT UNION |
|---|---|
| Address: (Main Office) | 3202 Indiana Ave JOPLIN, MO 64804-4037 |
| Phone: | (417) 659-6013 |
| Fax: | (417) 659-8731 |
| Website: | https://www.yourlcu.com |
| Branches: | 2 branch locations |
| Members: | 3,191 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64708 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $24,930,330 |
| CEO/Manager: | Justin N Coyne |
| Chairperson: | Tim Houdyshell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,358,778 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,767,042 |
| Unsecured Loans | 1,268,026 |
| Other Loans | 12,141,544 |
| TOTAL LOANS | 15,176,612 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -120,616 |
| Land And Building | 708,024 |
| Other Fixed Assets | 30,417 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 202,299 |
| All Other Assets | 17,125 |
| TOTAL ASSETS | 24,930,330 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 20,420 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 136,803 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 376,573 |
| Regular shares | 13,918,930 |
| All Other Shares & Deposits | 6,307,270 |
| TOTAL SHARES & DEPOSITS | 20,602,773 |
| TOTAL LIABILITIES | 20,759,996 |
| Regular Reserve | 0 |
| Other Reserves | 3,627,671 |
| Undivided Earnings | 542,663 |
| TOTAL EQUITY | 4,170,334 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 24,930,330 |
| INCOME & EXPENSE | |
| Loan Income | 757,024 |
| Investment Income | 193,687 |
| Other Income | 18,208 |
| Total Employee Compensation & Benefits | 230,597 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 238,422 |
| Non-operating Income & (Expense) | -3,475 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 51,698 |
| Cost of Funds | 250,276 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 217,360 |
| ↑ Back to Top | |