Sep, 30, 2025 — HEALTH CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 1 branch location and about $28.30 million in total assets. Opened 71 years ago in 1955, HEALTH CREDIT UNION has about 2,101 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HEALTH CREDIT UNION |
|---|---|
| Address: (Main Office) | 1400 6TH Ave S BIRMINGHAM, AL 35233 |
| Phone: | (205) 930-1213 |
| Fax: | (205) 930-1580 |
| Website: | https://www.healthcu.com |
| Branches: | 1 branch locations |
| Members: | 2,101 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62664 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $28,299,021 |
| CEO/Manager: | Judd Davis |
| Chairperson: | Stephanie A Millsap |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,558,519 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,768,523 |
| Unsecured Loans | 3,729,236 |
| Other Loans | 11,391,380 |
| TOTAL LOANS | 17,889,139 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -294,034 |
| Land And Building | 0 |
| Other Fixed Assets | 3,566 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 214,652 |
| All Other Assets | 0 |
| TOTAL ASSETS | 28,299,021 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 480,407 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,268,028 |
| Regular shares | 8,265,597 |
| All Other Shares & Deposits | 9,124,877 |
| TOTAL SHARES & DEPOSITS | 21,658,502 |
| TOTAL LIABILITIES | 22,138,909 |
| Regular Reserve | 0 |
| Other Reserves | 5,100,000 |
| Undivided Earnings | 1,060,112 |
| TOTAL EQUITY | 6,160,112 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 28,299,021 |
| INCOME & EXPENSE | |
| Loan Income | 1,003,406 |
| Investment Income | 258,578 |
| Other Income | 68,930 |
| Total Employee Compensation & Benefits | 373,447 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 372,625 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 473,385 |
| Cost of Funds | 240,742 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -6,741 |
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